United Bankshares (UBSI) Stock Price, News & Analysis

Company Overview

United Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, student, credit card receivables, personal, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as investment management and retirement planning services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Key Stats

• Today's Range: $37.15 to $38.52
• 50-Day Range: $36.38 to $43.29
• 52-Week Range: $30.68 to $44.43
• Volume: 1.50 million shs
• Average Volume: 529,087 shs
• Market Capitalization: $5.14 billion
• P/E Ratio: 14.39
• Dividend Yield: 3.89%
• Price Target: $40.25
• Consensus Rating: Hold

United Bankshares Stock Analysis - MarketRank™

United Bankshares scored higher than 59% of companies evaluated by MarketBeat, and ranked 540th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

United Bankshares has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

United Bankshares has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -0.73%

Earnings Growth

Earnings for United Bankshares are expected to decrease by -0.73% in the coming year, from $2.73 to $2.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of United Bankshares is 14.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 114.00.

Price to Earnings Ratio vs. Sector

The P/E ratio of United Bankshares is 14.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.54.

Price to Book Value per Share Ratio

United Bankshares has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.79% of the float of United Bankshares has been sold short.

Short Interest Ratio / Days to Cover

United Bankshares has a short interest ratio ("days to cover") of 4.7.

Change versus previous month

Short interest in United Bankshares has recently decreased by 1.66%, indicating that investor sentiment is improving.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

United Bankshares is a leading dividend payer. It pays a dividend yield of 3.70%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

United Bankshares has been increasing its dividend for 25 years.

Dividend Coverage

The dividend payout ratio of United Bankshares is 56.06%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, United Bankshares will have a dividend payout ratio of 54.61% next year. This indicates that United Bankshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.79% of the float of United Bankshares has been sold short.

Short Interest Ratio / Days to Cover

United Bankshares has a short interest ratio ("days to cover") of 4.7.

Change versus previous month

Short interest in United Bankshares has recently decreased by 1.66%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.39

News Sentiment

United Bankshares has a news sentiment score of 1.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.78 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for United Bankshares this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for UBSI on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

4 people have added United Bankshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, United Bankshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $542,110.00 in company stock.

Percentage Held by Insiders

Only 3.66% of the stock of United Bankshares is held by insiders.

Percentage Held by Institutions

70.80% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

UBSI Stock Analysis - Frequently Asked Questions

How have UBSI shares performed this year?

United Bankshares' stock was trading at $37.55 at the start of the year. Since then, UBSI stock has increased by 1.2% and is now trading at $38.00.
View the best growth stocks for 2024 here.

How were United Bankshares' earnings last quarter?

United Bankshares, Inc. (NASDAQ:UBSI) issued its earnings results on Thursday, October, 24th. The financial services provider reported $0.70 earnings per share for the quarter, beating analysts' consensus estimates of $0.67 by $0.03. The financial services provider earned $414.67 million during the quarter, compared to the consensus estimate of $260.30 million. United Bankshares had a net margin of 22.05% and a trailing twelve-month return on equity of 7.58%.

Does United Bankshares have any subsidiaries?

United Bankshares subsidiaries include these companies: Carolina Financial.

Who are United Bankshares' major shareholders?

Top institutional shareholders of United Bankshares include State Street Corp (5.69%), Victory Capital Management Inc. (2.96%), Geode Capital Management LLC (2.45%) and Charles Schwab Investment Management Inc. (1.24%). Insiders that own company stock include Peter A Converse, J Paul Mcnamara, Gary G White, Mark R Nesselroad, Lacy I Rice III and Richard M Sr Adams Sr.
View institutional ownership trends.

How do I buy shares of United Bankshares?

Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of United Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Humana (HUM), DiamondRock Hospitality (DRH), The RMR Group (RMR) and Voyager Therapeutics (VYGR).

Company Calendar

• Ex-Dividend for 10/1 Dividend: 9/13/2024
• Dividend Payable: 10/01/2024
• Last Earnings: 10/24/2024
• Ex-Dividend for 1/2 Dividend: 12/13/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024
• Dividend Payable: 1/02/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:UBSI
• CUSIP: 90990710
• CIK: 729986
• Web: www.ubsi-inc.com
• Phone: (304) 424-8716
• Fax: 304-424-8800
• Employees: 2,635
• Year Founded: 1982

Price Target and Rating

• Average Stock Price Target: $40.25
• High Stock Price Target: $41.00
• Low Stock Price Target: $39.00
• Potential Upside/Downside: +5.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.64
• Trailing P/E Ratio: 14.39
• Forward P/E Ratio: 13.92
• P/E Growth: N/A
• Net Income: $366.31 million
• Net Margins: 22.05%
• Pretax Margin: 27.58%
• Return on Equity: 7.58%
• Return on Assets: 1.23%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.97
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $1.03 billion
• Price / Sales: 4.99
• Cash Flow: $2.87 per share
• Price / Cash Flow: 13.25
• Book Value: $35.36 per share
• Price / Book: 1.07

Miscellaneous

• Outstanding Shares: 135,220,000
• Free Float: 130,271,000
• Market Cap: $5.14 billion
• Optionable: Optionable
• Beta: 1.01