NYSE:DFS Discover Financial Services (DFS) Stock Price, News & Analysis $194.21 -5.69 (-2.85%) Closing price 02/21/2025 03:59 PM EasternExtended Trading$194.24 +0.03 (+0.01%) As of 02/21/2025 07:16 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends About Discover Financial Services Stock (NYSE:DFS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get DFS alerts:Sign Up Key Stats Today's Range$193.04▼$200.5650-Day Range$168.26▼$203.3452-Week Range$118.74▼$205.76Volume2.48 million shsAverage Volume1.65 million shsMarket Capitalization$48.81 billionP/E Ratio12.17Dividend Yield1.44%Price Target$186.46Consensus RatingHold Company OverviewDiscover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.Read More… Discover Financial Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks95th Percentile Overall ScoreDFS MarketRank™: Discover Financial Services scored higher than 95% of companies evaluated by MarketBeat, and ranked 68th out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingHold Consensus RatingDiscover Financial Services has received a consensus rating of Hold. The company's average rating score is 2.47, and is based on 7 buy ratings, 8 hold ratings, and no sell ratings.Amount of Analyst CoverageDiscover Financial Services has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Discover Financial Services' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth13.83% Earnings GrowthEarnings for Discover Financial Services are expected to grow by 13.83% in the coming year, from $13.88 to $15.80 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Discover Financial Services is 12.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.57.Price to Earnings Ratio vs. SectorThe P/E ratio of Discover Financial Services is 12.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.13.Price to Earnings Growth RatioDiscover Financial Services has a PEG Ratio of 1.53. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioDiscover Financial Services has a P/B Ratio of 2.72. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Discover Financial Services' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.38% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently increased by 16.22%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldDiscover Financial Services pays a meaningful dividend of 1.38%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthDiscover Financial Services has been increasing its dividend for 14 years.Dividend CoverageThe dividend payout ratio of Discover Financial Services is 17.54%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Discover Financial Services will have a dividend payout ratio of 17.72% next year. This indicates that Discover Financial Services will be able to sustain or increase its dividend.Read more about Discover Financial Services' dividend. Sustainability and ESG3.9 / 5Environmental Score-0.24 Percentage of Shares Shorted1.38% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently increased by 16.22%, indicating that investor sentiment is decreasing significantly. News and Social Media3.4 / 5News Sentiment1.19 News SentimentDiscover Financial Services has a news sentiment score of 1.19. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 39 news articles for Discover Financial Services this week, compared to 12 articles on an average week.Search Interest19 people have searched for DFS on MarketBeat in the last 30 days. This is an increase of 111% compared to the previous 30 days.MarketBeat FollowsOnly 7 people have added Discover Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of -22% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Discover Financial Services insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.69% of the stock of Discover Financial Services is held by insiders.Percentage Held by Institutions86.94% of the stock of Discover Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Discover Financial Services' insider trading history. Receive DFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Discover Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address DFS Stock News HeadlinesDiscover Financial Services Stock: Is Wall Street Bullish or Bearish?February 21 at 4:27 PM | msn.comCapital One Stock Rises After Bank Of America Upgrades Shares On DFS Acquisition: Retail Stays BullishFebruary 20 at 7:56 AM | msn.comNvidia’s CEO: “This Will Be a Multitrillion-Dollar Industry."If you missed out on the big boom in Nvidia… Listen up, because according to Nvidia's own CEO… Elon Musk’s new technology could help launch an entirely new multitrillion-dollar industry.February 22, 2025 | Brownstone Research (Ad)What is Seaport Res Ptn's Forecast for DFS Q1 Earnings?February 20 at 1:23 AM | americanbankingnews.comCapital One upgraded to Buy at BofA on Discover deal benefitsFebruary 19 at 11:47 AM | msn.comDiscover Financial Services (DFS) Stockholders Approve Merger with Capital OneFebruary 18, 2025 | gurufocus.comStockholders Approve Capital One's Proposed Acquisition of DiscoverFebruary 18, 2025 | pymnts.comCapital One and Discover Stockholders Approve Capital One’s Proposed Acquisition of DiscoverFebruary 18, 2025 | finance.yahoo.comSee More Headlines DFS Stock Analysis - Frequently Asked Questions How have DFS shares performed this year? Discover Financial Services' stock was trading at $173.23 at the beginning of the year. Since then, DFS stock has increased by 12.1% and is now trading at $194.2070. View the best growth stocks for 2025 here. How were Discover Financial Services' earnings last quarter? Discover Financial Services (NYSE:DFS) posted its quarterly earnings results on Wednesday, January, 22nd. The financial services provider reported $5.11 EPS for the quarter, beating the consensus estimate of $3.13 by $1.98. Discover Financial Services had a net margin of 17.29% and a trailing twelve-month return on equity of 26.18%. Read the conference call transcript. How will Discover Financial Services' stock buyback program work? Discover Financial Services' Board of Directors initiated a stock repurchase program on Wednesday, April 19th 2023, which authorizes the company to buy back $2,700,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 9.8% of its shares through open market purchases. Shares buyback programs are typically an indication that the company's board believes its stock is undervalued. Does Discover Financial Services have any subsidiaries? The following companies are subsidiaries of Discover Financial Services: Home Loan Center, Student Loan Corporation, First National Bank Alaska, Diners Club International, DFS Corporate Services LLC, DFS GSD Corp., DFS International Inc., and more. Who are Discover Financial Services' major shareholders? Top institutional investors of Discover Financial Services include Vanguard Group Inc. (12.35%), Capital World Investors (7.76%), FMR LLC (3.01%) and Geode Capital Management LLC (2.48%). Insiders that own company stock include Carlos Minetti, Michael H Moskow, Robert Andrew Eichfeld and John Greene. View institutional ownership trends. How do I buy shares of Discover Financial Services? Shares of DFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Discover Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Discover Financial Services investors own include NVIDIA (NVDA), Chevron (CVX), Meta Platforms (META), Bristol-Myers Squibb (BMY), Broadcom (AVGO), Salesforce (CRM) and Advanced Micro Devices (AMD). Company Calendar Ex-Dividend for 12/5 Dividend11/21/2024Dividend Payable12/05/2024Last Earnings1/22/2025Ex-Dividend for 3/6 Dividend2/20/2025Today2/21/2025Dividend Payable3/06/2025Next Earnings (Estimated)4/16/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Personal credit institutions Sub-IndustryConsumer Finance Current SymbolNYSE:DFS CUSIP25470910 CIK1393612 Webwww.discover.com Phone(224) 405-0900Fax224-405-4993Employees21,100Year Founded1985Price Target and Rating Average Stock Price Target$186.46 High Stock Price Target$262.00 Low Stock Price Target$119.00 Potential Upside/Downside-4.0%Consensus RatingHold Rating Score (0-4)2.47 Research Coverage15 Analysts Profitability EPS (Most Recent Fiscal Year)$15.96 Trailing P/E Ratio12.17 Forward P/E Ratio13.99 P/E Growth1.53Net Income$4.54 billion Net Margins17.29% Pretax Margin25.70% Return on Equity26.18% Return on Assets2.72% Debt Debt-to-Equity Ratio1.09 Current Ratio1.09 Quick Ratio1.03 Sales & Book Value Annual Sales$23.63 billion Price / Sales2.07 Cash Flow$11.19 per share Price / Cash Flow17.35 Book Value$71.33 per share Price / Book2.72Miscellaneous Outstanding Shares251,310,000Free Float249,577,000Market Cap$48.81 billion OptionableOptionable Beta1.46 Social Links Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Enter your email to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report This page (NYSE:DFS) was last updated on 2/22/2025 by MarketBeat.com Staff From Our PartnersSecret financial plot unfolding in Washington DC… [DEVELOPING]What stocks are next up to soar in 2025? I believe I’ve found the answer - and it might surprise you. 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