BOTJ vs. FUSB, PBHC, VBFC, FBSS, AMRB, NWFL, FVCB, OVLY, CZFS, and PKBK
Should you be buying Bank of the James Financial Group stock or one of its competitors? The main competitors of Bank of the James Financial Group include First US Bancshares (FUSB), Pathfinder Bancorp (PBHC), Village Bank and Trust Financial (VBFC), Fauquier Bankshares (FBSS), American River Bankshares (AMRB), Norwood Financial (NWFL), FVCBankcorp (FVCB), Oak Valley Bancorp (OVLY), Citizens Financial Services (CZFS), and Parke Bancorp (PKBK).
Bank of the James Financial Group (NASDAQ:BOTJ) and First US Bancshares (NASDAQ:FUSB) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, valuation, analyst recommendations, earnings, media sentiment, institutional ownership, community ranking, risk and dividends.
In the previous week, Bank of the James Financial Group had 2 more articles in the media than First US Bancshares. MarketBeat recorded 6 mentions for Bank of the James Financial Group and 4 mentions for First US Bancshares. First US Bancshares' average media sentiment score of 0.94 beat Bank of the James Financial Group's score of 0.56 indicating that First US Bancshares is being referred to more favorably in the news media.
Bank of the James Financial Group has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500. Comparatively, First US Bancshares has a beta of 0.94, meaning that its stock price is 6% less volatile than the S&P 500.
Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 3.6%. First US Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 2.0%. Bank of the James Financial Group pays out 20.5% of its earnings in the form of a dividend. First US Bancshares pays out 14.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Bank of the James Financial Group has a net margin of 16.45% compared to First US Bancshares' net margin of 14.55%. Bank of the James Financial Group's return on equity of 15.86% beat First US Bancshares' return on equity.
Bank of the James Financial Group received 4 more outperform votes than First US Bancshares when rated by MarketBeat users. Likewise, 62.50% of users gave Bank of the James Financial Group an outperform vote while only 57.14% of users gave First US Bancshares an outperform vote.
18.5% of Bank of the James Financial Group shares are owned by institutional investors. Comparatively, 18.7% of First US Bancshares shares are owned by institutional investors. 15.3% of Bank of the James Financial Group shares are owned by company insiders. Comparatively, 11.2% of First US Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
Bank of the James Financial Group has higher earnings, but lower revenue than First US Bancshares. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than First US Bancshares, indicating that it is currently the more affordable of the two stocks.
Summary
Bank of the James Financial Group beats First US Bancshares on 10 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BOTJ and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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