CIZN vs. UNB, OVBC, CBFV, FRAF, HMST, MBCN, MYFW, PEBK, ISTR, and SBNY
Should you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Union Bankshares (UNB), Ohio Valley Banc (OVBC), CB Financial Services (CBFV), Franklin Financial Services (FRAF), HomeStreet (HMST), Middlefield Banc (MBCN), First Western Financial (MYFW), Peoples Bancorp of North Carolina (PEBK), Investar (ISTR), and Signature Bank (SBNY). These companies are all part of the "state commercial banks" industry.
Citizens (NASDAQ:CIZN) and Union Bankshares (NASDAQ:UNB) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, community ranking, valuation, risk, earnings, profitability, media sentiment and institutional ownership.
Union Bankshares has higher revenue and earnings than Citizens. Union Bankshares is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks.
In the previous week, Union Bankshares had 5 more articles in the media than Citizens. MarketBeat recorded 5 mentions for Union Bankshares and 0 mentions for Citizens. Union Bankshares' average media sentiment score of 0.96 beat Citizens' score of 0.00 indicating that Union Bankshares is being referred to more favorably in the news media.
Citizens pays an annual dividend of $0.64 per share and has a dividend yield of 8.3%. Union Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 6.5%. Citizens pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Union Bankshares pays out 60.8% of its earnings in the form of a dividend.
9.7% of Citizens shares are held by institutional investors. Comparatively, 14.8% of Union Bankshares shares are held by institutional investors. 8.9% of Citizens shares are held by insiders. Comparatively, 1.1% of Union Bankshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
Union Bankshares received 105 more outperform votes than Citizens when rated by MarketBeat users. Likewise, 62.42% of users gave Union Bankshares an outperform vote while only 54.24% of users gave Citizens an outperform vote.
Union Bankshares has a net margin of 15.19% compared to Citizens' net margin of 5.28%. Union Bankshares' return on equity of 17.85% beat Citizens' return on equity.
Summary
Union Bankshares beats Citizens on 13 of the 16 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CIZN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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