Virgin Money UK (VMUK) Competitors

Virgin Money UK (LON:VMUK) and Bank of Georgia Group (LON:BGEO) are both financial services companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, analyst recommendations, risk, media sentiment, institutional ownership, dividends, valuation, earnings and community ranking.

Is VMUK or BGEO a better dividend stock?

Virgin Money UK pays an annual dividend of GBX 5 per share and has a dividend yield of 2.3%. Bank of Georgia Group pays an annual dividend of GBX 240 per share and has a dividend yield of 6.5%. Virgin Money UK pays out 2,777.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bank of Georgia Group pays out 2,774.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bank of Georgia Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk and volatility, VMUK or BGEO?

Virgin Money UK has a beta of 1.91, meaning that its stock price is 91% more volatile than the S&P 500. Comparatively, Bank of Georgia Group has a beta of 1.08, meaning that its stock price is 8% more volatile than the S&P 500.

Do analysts prefer VMUK or BGEO?

Virgin Money UK currently has a consensus price target of GBX 191.67, suggesting a potential downside of 9.93%. Bank of Georgia Group has a consensus price target of GBX 5,900, suggesting a potential upside of 59.03%. Given Bank of Georgia Group's stronger consensus rating and higher possible upside, analysts clearly believe Bank of Georgia Group is more favorable than Virgin Money UK.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Virgin Money UK	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Bank of Georgia Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has higher valuation and earnings, VMUK or BGEO?

Bank of Georgia Group has higher revenue and earnings than Virgin Money UK. Bank of Georgia Group is trading at a lower price-to-earnings ratio than Virgin Money UK, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Virgin Money UK	£1.52B	1.82	£192M	£0.18	1,182.22
Bank of Georgia Group	£2.42B	0.69	£1.39B	£8.65	428.90

Do insiders and institutionals have more ownership in VMUK or BGEO?

51.8% of Virgin Money UK shares are owned by institutional investors. Comparatively, 53.0% of Bank of Georgia Group shares are owned by institutional investors. 18.4% of Virgin Money UK shares are owned by company insiders. Comparatively, 27.6% of Bank of Georgia Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the MarketBeat Community favor VMUK or BGEO?

Bank of Georgia Group received 269 more outperform votes than Virgin Money UK when rated by MarketBeat users. Likewise, 73.94% of users gave Bank of Georgia Group an outperform vote while only 61.07% of users gave Virgin Money UK an outperform vote.

Company	Underperform	Outperform
Virgin Money UK	Outperform Votes 80 61.07%	Underperform Votes 51 38.93%
Bank of Georgia Group	Outperform Votes 349 73.94%	Underperform Votes 123 26.06%

Does the media prefer VMUK or BGEO?

In the previous week, Bank of Georgia Group had 6 more articles in the media than Virgin Money UK. MarketBeat recorded 6 mentions for Bank of Georgia Group and 0 mentions for Virgin Money UK. Bank of Georgia Group's average media sentiment score of 0.62 beat Virgin Money UK's score of 0.00 indicating that Bank of Georgia Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Virgin Money UK	Neutral
Bank of Georgia Group	Positive

Is VMUK or BGEO more profitable?

Bank of Georgia Group has a net margin of 57.38% compared to Virgin Money UK's net margin of 12.65%. Bank of Georgia Group's return on equity of 30.15% beat Virgin Money UK's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Virgin Money UK	12.65%	4.12%	0.27%
Bank of Georgia Group	57.38%	30.15%	4.61%

Summary

Bank of Georgia Group beats Virgin Money UK on 16 of the 19 factors compared between the two stocks.