FISI vs. FNLC, FLIC, ATLO, BDGE, NKSH, CAC, HAFC, SASR, CBNK, and CARE
Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include First Bancorp (FNLC), First of Long Island (FLIC), Ames National (ATLO), Bridge Bancorp (BDGE), National Bankshares (NKSH), Camden National (CAC), Hanmi Financial (HAFC), Sandy Spring Bancorp (SASR), Capital Bancorp (CBNK), and Carter Bankshares (CARE). These companies are all part of the "finance" sector.
First Bancorp (NASDAQ:FNLC) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, earnings, analyst recommendations, media sentiment, dividends, profitability and community ranking.
Financial Institutions received 103 more outperform votes than First Bancorp when rated by MarketBeat users. However, 62.30% of users gave First Bancorp an outperform vote while only 58.25% of users gave Financial Institutions an outperform vote.
Financial Institutions has a consensus target price of $20.67, suggesting a potential upside of 8.77%. Given First Bancorp's higher probable upside, analysts clearly believe Financial Institutions is more favorable than First Bancorp.
First Bancorp has a net margin of 18.41% compared to First Bancorp's net margin of 11.53%. Financial Institutions' return on equity of 11.68% beat First Bancorp's return on equity.
In the previous week, Financial Institutions had 1 more articles in the media than First Bancorp. MarketBeat recorded 2 mentions for Financial Institutions and 1 mentions for First Bancorp. Financial Institutions' average media sentiment score of 1.91 beat First Bancorp's score of 0.88 indicating that First Bancorp is being referred to more favorably in the media.
Financial Institutions has higher revenue and earnings than First Bancorp. Financial Institutions is trading at a lower price-to-earnings ratio than First Bancorp, indicating that it is currently the more affordable of the two stocks.
First Bancorp has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.88, suggesting that its share price is 12% less volatile than the S&P 500.
First Bancorp pays an annual dividend of $1.40 per share and has a dividend yield of 5.8%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 6.3%. First Bancorp pays out 56.5% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Bancorp has raised its dividend for 6 consecutive years and Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
40.4% of First Bancorp shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 6.0% of First Bancorp shares are owned by insiders. Comparatively, 2.7% of Financial Institutions shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Summary
Financial Institutions beats First Bancorp on 11 of the 19 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Financial Institutions Competitors List
Related Companies and Tools
