HBNC vs. CPF, HTBK, EGBN, GSBC, FMNB, MBWM, WASH, CCBG, THFF, and FCBC
Should you be buying Horizon Bancorp stock or one of its competitors? The main competitors of Horizon Bancorp include Central Pacific Financial (CPF), Heritage Commerce (HTBK), Eagle Bancorp (EGBN), Great Southern Bancorp (GSBC), Farmers National Banc (FMNB), Mercantile Bank (MBWM), Washington Trust Bancorp (WASH), Capital City Bank Group (CCBG), First Financial (THFF), and First Community Bankshares (FCBC). These companies are all part of the "regional banks" industry.
Central Pacific Financial (NYSE:CPF) and Horizon Bancorp (NASDAQ:HBNC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, community ranking, analyst recommendations, media sentiment, dividends, risk, valuation, profitability and institutional ownership.
Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. However, 58.80% of users gave Central Pacific Financial an outperform vote while only 58.63% of users gave Horizon Bancorp an outperform vote.
Central Pacific Financial has a net margin of 16.44% compared to Central Pacific Financial's net margin of 7.02%. Horizon Bancorp's return on equity of 11.34% beat Central Pacific Financial's return on equity.
Central Pacific Financial has a beta of 1.12, meaning that its stock price is 12% more volatile than the S&P 500. Comparatively, Horizon Bancorp has a beta of 1.04, meaning that its stock price is 4% more volatile than the S&P 500.
In the previous week, Central Pacific Financial and Central Pacific Financial both had 4 articles in the media. Horizon Bancorp's average media sentiment score of 0.39 beat Central Pacific Financial's score of 0.14 indicating that Central Pacific Financial is being referred to more favorably in the media.
88.4% of Central Pacific Financial shares are owned by institutional investors. Comparatively, 64.5% of Horizon Bancorp shares are owned by institutional investors. 2.7% of Central Pacific Financial shares are owned by company insiders. Comparatively, 2.8% of Horizon Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Central Pacific Financial has higher revenue and earnings than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.
Central Pacific Financial currently has a consensus price target of $24.00, suggesting a potential upside of 11.73%. Horizon Bancorp has a consensus price target of $12.50, suggesting a potential downside of 1.88%. Given Horizon Bancorp's stronger consensus rating and higher possible upside, equities analysts clearly believe Central Pacific Financial is more favorable than Horizon Bancorp.
Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 4.8%. Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.0%. Central Pacific Financial pays out 50.7% of its earnings in the form of a dividend. Horizon Bancorp pays out 118.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Horizon Bancorp has raised its dividend for 13 consecutive years. Horizon Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Central Pacific Financial beats Horizon Bancorp on 13 of the 19 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding HBNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Horizon Bancorp Competitors List
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