Plumas Bancorp (PLBC) Competitors

Asta Funding (NASDAQ:ASFI) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, dividends, analyst recommendations, risk, media sentiment, profitability, community ranking and earnings.

Do institutionals and insiders hold more shares of ASFI or PLBC?

19.4% of Asta Funding shares are held by institutional investors. Comparatively, 41.7% of Plumas Bancorp shares are held by institutional investors. 63.4% of Asta Funding shares are held by company insiders. Comparatively, 9.0% of Plumas Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is ASFI or PLBC a better dividend stock?

Asta Funding pays an annual dividend of $0.32 per share and has a dividend yield of 2.4%. Plumas Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 3.1%. Plumas Bancorp pays out 22.6% of its earnings in the form of a dividend. Plumas Bancorp has raised its dividend for 4 consecutive years. Plumas Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend ASFI or PLBC?

Plumas Bancorp has a consensus target price of $40.00, indicating a potential upside of 14.55%. Given Asta Funding's higher probable upside, analysts clearly believe Plumas Bancorp is more favorable than Asta Funding.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Asta Funding	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Plumas Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more volatility and risk, ASFI or PLBC?

Asta Funding has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500. Comparatively, Plumas Bancorp has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500.

Does the media prefer ASFI or PLBC?

In the previous week, Plumas Bancorp had 2 more articles in the media than Asta Funding. MarketBeat recorded 2 mentions for Plumas Bancorp and 0 mentions for Asta Funding. Asta Funding's average media sentiment score of 0.76 beat Plumas Bancorp's score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Asta Funding	Neutral
Plumas Bancorp	Positive

Which has higher earnings & valuation, ASFI or PLBC?

Plumas Bancorp has higher revenue and earnings than Asta Funding.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Asta Funding	$21.11M	4.07	$7.18M	N/A	N/A
Plumas Bancorp	$58.79M	3.50	$29.78M	$4.78	7.31

Is ASFI or PLBC more profitable?

Plumas Bancorp has a net margin of 33.12% compared to Plumas Bancorp's net margin of 19.40%. Asta Funding's return on equity of 20.39% beat Plumas Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Asta Funding	19.40%	3.61%	3.51%
Plumas Bancorp	33.12%	20.39%	1.78%

Does the MarketBeat Community favor ASFI or PLBC?

Plumas Bancorp received 26 more outperform votes than Asta Funding when rated by MarketBeat users. However, 64.44% of users gave Asta Funding an outperform vote while only 62.78% of users gave Plumas Bancorp an outperform vote.

Company	Underperform	Outperform
Asta Funding	Outperform Votes 87 64.44%	Underperform Votes 48 35.56%
Plumas Bancorp	Outperform Votes 113 62.78%	Underperform Votes 67 37.22%

Summary

Plumas Bancorp beats Asta Funding on 13 of the 18 factors compared between the two stocks.