SRCE vs. TCBK, FBNC, STBA, BUSE, PFBC, SYBT, VBTX, PEBO, EFSC, and RBCAA
Should you be buying 1st Source stock or one of its competitors? The main competitors of 1st Source include TriCo Bancshares (TCBK), First Bancorp (FBNC), S&T Bancorp (STBA), First Busey (BUSE), Preferred Bank (PFBC), Stock Yards Bancorp (SYBT), Veritex (VBTX), Peoples Bancorp (PEBO), Enterprise Financial Services (EFSC), and Republic Bancorp (RBCAA). These companies are all part of the "state commercial banks" industry.
TriCo Bancshares (NASDAQ:TCBK) and 1st Source (NASDAQ:SRCE) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, earnings, analyst recommendations, community ranking, media sentiment, institutional ownership, dividends, valuation and risk.
1st Source has a net margin of 23.33% compared to 1st Source's net margin of 21.25%. TriCo Bancshares' return on equity of 11.99% beat 1st Source's return on equity.
1st Source received 6 more outperform votes than TriCo Bancshares when rated by MarketBeat users. Likewise, 57.40% of users gave 1st Source an outperform vote while only 54.00% of users gave TriCo Bancshares an outperform vote.
TriCo Bancshares has a beta of 0.54, suggesting that its share price is 46% less volatile than the S&P 500. Comparatively, 1st Source has a beta of 0.8, suggesting that its share price is 20% less volatile than the S&P 500.
1st Source has higher revenue and earnings than TriCo Bancshares. 1st Source is trading at a lower price-to-earnings ratio than TriCo Bancshares, indicating that it is currently the more affordable of the two stocks.
In the previous week, TriCo Bancshares had 5 more articles in the media than 1st Source. MarketBeat recorded 6 mentions for TriCo Bancshares and 1 mentions for 1st Source. TriCo Bancshares' average media sentiment score of 1.05 beat 1st Source's score of 0.91 indicating that 1st Source is being referred to more favorably in the news media.
59.1% of TriCo Bancshares shares are held by institutional investors. Comparatively, 74.5% of 1st Source shares are held by institutional investors. 4.6% of TriCo Bancshares shares are held by insiders. Comparatively, 19.3% of 1st Source shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
TriCo Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 3.4%. 1st Source pays an annual dividend of $1.36 per share and has a dividend yield of 2.6%. TriCo Bancshares pays out 40.2% of its earnings in the form of a dividend. 1st Source pays out 27.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TriCo Bancshares has increased its dividend for 12 consecutive years and 1st Source has increased its dividend for 36 consecutive years.
TriCo Bancshares presently has a consensus target price of $42.00, suggesting a potential upside of 8.42%. 1st Source has a consensus target price of $56.50, suggesting a potential upside of 7.17%. Given 1st Source's stronger consensus rating and higher probable upside, analysts plainly believe TriCo Bancshares is more favorable than 1st Source.
Summary
1st Source beats TriCo Bancshares on 14 of the 21 factors compared between the two stocks.
Get 1st Source News Delivered to You Automatically
Sign up to receive the latest news and ratings for SRCE and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding SRCE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart
1st Source Competitors List
Related Companies and Tools