NASDAQ:USCB USCB Financial (USCB) Stock Price, News & Analysis → Bill Gates is all about this tiny $2 stock (From Timothy Sykes) (Ad) Free USCB Stock Alerts $12.49 +0.23 (+1.88%) (As of 05/17/2024 ET) Add Compare Share Share Today's Range$12.26▼$12.5050-Day Range$10.25▼$12.5552-Week Range$9.30▼$12.97Volume80,153 shsAverage Volume11,803 shsMarket Capitalization$245.55 millionP/E Ratio16.22Dividend Yield1.60%Price Target$13.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get USCB Financial alerts: Email Address USCB Financial MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.50 Rating ScoreUpside/Downside6.8% Upside$13.33 Price TargetShort InterestHealthy0.42% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment1.43Based on 3 Articles This WeekInsider TradingAcquiring Shares$517,505 Bought Last QuarterProj. Earnings Growth25.00%From $1.00 to $1.25 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.86 out of 5 starsFinance Sector311th out of 863 stocksState Commercial Banks Industry72nd out of 175 stocks 1.3 Analyst's Opinion Consensus RatingUSCB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageUSCB Financial has received no research coverage in the past 90 days.Read more about USCB Financial's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.42% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently increased by 3.59%, indicating that investor sentiment is decreasing. Previous Next 2.5 Dividend Strength Dividend YieldUSCB Financial pays a meaningful dividend of 1.60%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUSCB Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of USCB Financial is 25.97%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, USCB Financial will have a dividend payout ratio of 16.00% next year. This indicates that USCB Financial will be able to sustain or increase its dividend.Read more about USCB Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for USCB. Previous Next 3.6 News and Social Media Coverage News SentimentUSCB Financial has a news sentiment score of 1.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for USCB Financial this week, compared to 1 article on an average week.Search Interest1 people have searched for USCB on MarketBeat in the last 30 days. Previous Next 5.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, USCB Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $517,505.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders48.50% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about USCB Financial's insider trading history. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for USCB Financial are expected to grow by 25.00% in the coming year, from $1.00 to $1.25 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of USCB Financial is 16.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 123.64.Price to Earnings Ratio vs. SectorThe P/E ratio of USCB Financial is 16.22, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 37.25.Price to Book Value per Share RatioUSCB Financial has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about USCB Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad True Market Insidersget a piece of the profit from this land This isn’t the prettiest land on earth. But it might be the most valuable. And you don’t have to own, lease, or rent any land.Click here to see my #1 investment for 2024. About USCB Financial Stock (NASDAQ:USCB)USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.Read More USCB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart USCB Stock News HeadlinesMay 18 at 10:20 AM | insidertrades.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases $60,650.00 in StockMay 8, 2024 | insidertrades.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Buys $35,730.00 in StockMay 3, 2024 | insidertrades.comInsider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) Director Acquires 900 Shares of StockMay 2, 2024 | insidertrades.comInsider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases 19,289 Shares of StockMay 11, 2024 | americanbankingnews.comUSCB Financial (NASDAQ:USCB) versus PCB Bancorp (NASDAQ:PCB) Head to Head ContrastMay 8, 2024 | sports.yahoo.comBatter up! USCB plans a baseball grandstand and more athletic facilities for Bluffton campusMay 3, 2024 | finance.yahoo.comExecutive VP & CFO of USCB Financial Holdings Robert Anderson Buys 42% More SharesApril 30, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) Q1 2024 Earnings Call TranscriptApril 27, 2024 | finance.yahoo.comUSCB Financial Holdings First Quarter 2024 Earnings: EPS: US$0.23 (vs US$0.29 in 1Q 2023)April 27, 2024 | investing.comUSCB Financial reports lower Q1 profit, higher depositsApril 26, 2024 | msn.comThe 10 Most Beautiful College Campuses In South CarolinaApril 26, 2024 | lse.co.ukREPEAT: Miner Anglo American reviews takeover bid from rival BHPApril 26, 2024 | finance.yahoo.comWith 56% ownership, USCB Financial Holdings, Inc. (NASDAQ:USCB) boasts of strong institutional backingApril 25, 2024 | investorplace.comUSCB Stock Earnings: USCB Financial Holdings Beats EPS, Beats Revenue for Q1 2024April 25, 2024 | msn.comUSCB Financial Holdings GAAP EPS of $0.23, Total interest income $30.89MApril 25, 2024 | finance.yahoo.comUSCB Financial Holdings Inc (USCB) Q1 Earnings: Slight Dip in Profitability Amid Strong Deposit ...April 25, 2024 | globenewswire.comUSCB Financial Holdings, Inc. Reports Diluted EPS of $0.23 for Q1 2024 and Announces Adoption of New 500,000 Share Repurchase ProgramApril 23, 2024 | globenewswire.comUSCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common StockApril 11, 2024 | markets.businessinsider.comUSCB Financial Holdings Inc Registered Shs -A- hosts conference call for investorsApril 5, 2024 | globenewswire.comUSCB Financial Holdings, Inc. to Announce First Quarter 2024 ResultsMarch 26, 2024 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: Trustmark (TRMK) and Columbia Financial (CLBK)March 16, 2024 | finance.yahoo.comInsider Spends US$83k Buying More Shares In USCB Financial HoldingsMarch 11, 2024 | msn.comHeritage Classic Foundation awards 11 scholarships to area seniorsFebruary 24, 2024 | msn.comUSCB Financial Holdings (USCB) Price Target Increased by 7.92% to 13.90February 10, 2024 | 247wallst.comThe County With the Highest Poverty Rate in Every StateSee More Headlines Receive USCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for USCB Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 3/5 Dividend2/14/2024Dividend Payable3/05/2024Last Earnings4/25/2024Ex-Dividend for 6/5 Dividend5/14/2024Today5/19/2024Dividend Payable6/05/2024Next Earnings (Estimated)7/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:USCB CUSIPN/A CIK1901637 Webwww.uscentury.com Phone305-715-5200FaxN/AEmployees196Year FoundedN/APrice Target and Rating Average Stock Price Target$13.33 High Stock Price Target$15.00 Low Stock Price Target$12.00 Potential Upside/Downside+6.8%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$0.77 Trailing P/E Ratio16.22 Forward P/E Ratio12.49 P/E GrowthN/ANet Income$16.55 million Net Margins13.08% Pretax Margin17.17% Return on Equity8.50% Return on Assets0.69% Debt Debt-to-Equity Ratio0.83 Current Ratio0.91 Quick Ratio0.93 Sales & Book Value Annual Sales$108.42 million Price / Sales2.26 Cash Flow$0.90 per share Price / Cash Flow13.89 Book Value$9.92 per share Price / Book1.26Miscellaneous Outstanding Shares19,660,000Free Float10,123,000Market Cap$245.55 million OptionableNot Optionable Beta0.35 10 "Recession Proof" Stocks That Will Thrive in Any MarketWhich stocks are likely to thrive in today's challenging market? Click the link below and we'll send you MarketBeat's list of ten stocks that will drive in any economic environment.Get This Free Report Key ExecutivesMr. Andres L. Collazo (Age 60)Executive VP and Director of Operations & Information Technology Systems Mr. Roberto Diaz CPASenior VP, Controller & Chief Accounting OfficerMs. Martha Guerra-Kattou (Age 55)Executive VP & Director of Sales & Marketing Ms. Jessica GoldbergSenior VP & Human Resources DirectorMr. Oscar Gomez (Age 69)Executive VP & Head of Global Banking Division Mr. Nicholas G. Bustle (Age 61)Executive VP & Chief Lending Officer Comp: $457.98kMore ExecutivesKey CompetitorsFirst BankNASDAQ:FRBAMVB FinancialNASDAQ:MVBFSouthern States BancsharesNASDAQ:SSBKCivista BancsharesNASDAQ:CIVBBayComNASDAQ:BCMLView All CompetitorsInsiders & InstitutionsJacobs Levy Equity Management Inc.Bought 31,426 shares on 5/16/2024Ownership: 0.160%Robert B AndersonBought 5,000 shares on 5/15/2024Total: $60,650.00 ($12.13/share)Vanguard Group Inc.Bought 58,365 shares on 5/10/2024Ownership: 2.224%Pacific Ridge Capital Partners LLCSold 21,720 shares on 5/9/2024Ownership: 2.212%Robert B AndersonBought 3,000 shares on 5/6/2024Total: $35,730.00 ($11.91/share)View All Insider TransactionsView All Institutional Transactions USCB Stock Analysis - Frequently Asked Questions Should I buy or sell USCB Financial stock right now? 4 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for USCB Financial in the last twelve months. There are currently 2 hold ratings and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" USCB shares. View USCB analyst ratings or view top-rated stocks. What is USCB Financial's stock price target for 2024? 4 equities research analysts have issued 12-month target prices for USCB Financial's shares. Their USCB share price targets range from $12.00 to $15.00. On average, they expect the company's share price to reach $13.33 in the next twelve months. This suggests a possible upside of 6.8% from the stock's current price. View analysts price targets for USCB or view top-rated stocks among Wall Street analysts. How have USCB shares performed in 2024? USCB Financial's stock was trading at $12.25 at the beginning of 2024. Since then, USCB stock has increased by 2.0% and is now trading at $12.49. View the best growth stocks for 2024 here. When is USCB Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024. View our USCB earnings forecast. How were USCB Financial's earnings last quarter? USCB Financial Holdings, Inc. (NASDAQ:USCB) announced its quarterly earnings results on Thursday, April, 25th. The company reported $0.23 earnings per share for the quarter, topping the consensus estimate of $0.21 by $0.02. The firm earned $17.62 million during the quarter, compared to the consensus estimate of $17.23 million. USCB Financial had a net margin of 13.08% and a trailing twelve-month return on equity of 8.50%. How often does USCB Financial pay dividends? What is the dividend yield for USCB Financial? USCB Financial announced a quarterly dividend on Monday, April 22nd. Stockholders of record on Wednesday, May 15th will be paid a dividend of $0.05 per share on Wednesday, June 5th. This represents a $0.20 annualized dividend and a yield of 1.60%. The ex-dividend date of this dividend is Tuesday, May 14th. Read our dividend analysis for USCB. Is USCB Financial a good dividend stock? USCB Financial (NASDAQ:USCB) pays an annual dividend of $0.20 per share and currently has a dividend yield of 1.60%. The dividend payout ratio is 25.97%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, USCB will have a dividend payout ratio of 16.00% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for USCB. When did USCB Financial IPO? USCB Financial (USCB) raised $40 million in an initial public offering (IPO) on Friday, July 23rd 2021. The company issued 3,600,000 shares at $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) served as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers. Who are USCB Financial's major shareholders? USCB Financial's stock is owned by a number of institutional and retail investors. Top institutional investors include Vanguard Group Inc. (2.22%), Pacific Ridge Capital Partners LLC (2.21%), Jacobs Levy Equity Management Inc. (0.16%) and Salzhauer Michael (0.09%). Insiders that own company stock include Howard Feinglass, Ramon A Rodriguez and Robert B Anderson. View institutional ownership trends. How do I buy shares of USCB Financial? Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:USCB) was last updated on 5/19/2024 by MarketBeat.com Staff From Our PartnersBill Gates is all about this tiny $2 stockTimothy SykesCEO of Biggest AI Chipmaker Just Dropped a Bombshell…Banyan Hill PublishingDems have chosen Biden replacement?Paradigm PressMan who spotted Apple at $1.49 says: “Buy These 6 AI Stocks.”InvestorPlaceForget Bitcoin: This $8 Stock Is the Next Big ThingBehind the Markets[URGENT] DO NOT Touch These AI Stocks!Weiss RatingsBuy this small stock before coming AI Tidal WaveChaikin AnalyticsShocking $16T Elon Musk Crypto LeakCrypto 101 Media Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding USCB Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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