Lowest-Rated StocksLowest-RatedNYSE:BFH Bread Financial (BFH) Stock Price, News & Analysis → The #1 Biotech Stock to Watch in 2024 is Attacking Viruses in a Unique Way (From Smallcaps Daily) (Ad) Free BFH Stock Alerts $39.98 0.00 (0.00%) (As of 05:12 PM ET) Add Compare Share Share Today's Range$39.56▼$40.0750-Day Range$32.23▼$41.2052-Week Range$25.19▼$41.89Volume1.25 million shsAverage Volume805,231 shsMarket Capitalization$1.98 billionP/E Ratio5.04Dividend Yield2.10%Price Target$39.17 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Bread Financial alerts: Email Address Bread Financial MarketRank™ Stock AnalysisAnalyst RatingReduce1.93 Rating ScoreUpside/Downside2.0% Downside$39.17 Price TargetShort InterestBearish7.52% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.07Based on 9 Articles This WeekInsider TradingN/AProj. Earnings Growth17.48%From $5.72 to $6.72 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.81 out of 5 starsBusiness Services Sector77th out of 312 stocksPersonal Credit Institutions Industry6th out of 14 stocks 2.0 Analyst's Opinion Consensus RatingBread Financial has received a consensus rating of Reduce. The company's average rating score is 1.93, and is based on 3 buy ratings, 7 hold ratings, and 4 sell ratings.Amount of Analyst CoverageBread Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Bread Financial's stock forecast and price target. Previous Next 1.0 Short Interest Percentage of Shares Shorted7.52% of the float of Bread Financial has been sold short.Short Interest Ratio / Days to CoverBread Financial has a short interest ratio ("days to cover") of 4.5.Change versus previous monthShort interest in Bread Financial has recently increased by 2.25%, indicating that investor sentiment is decreasing. Previous Next 2.5 Dividend Strength Dividend YieldBread Financial pays a meaningful dividend of 2.06%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthBread Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Bread Financial is 10.58%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Bread Financial will have a dividend payout ratio of 12.50% next year. This indicates that Bread Financial will be able to sustain or increase its dividend.Read more about Bread Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for BFH. Previous Next 2.8 News and Social Media Coverage News SentimentBread Financial has a news sentiment score of 0.07. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.37 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Bread Financial this week, compared to 5 articles on an average week.Search Interest11 people have searched for BFH on MarketBeat in the last 30 days. This is an increase of 1,000% compared to the previous 30 days.MarketBeat Follows5 people have added Bread Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 400% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Bread Financial insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.62% of the stock of Bread Financial is held by insiders.Percentage Held by Institutions99.52% of the stock of Bread Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Bread Financial's insider trading history. Previous Next 5.0 Earnings and Valuation Earnings GrowthEarnings for Bread Financial are expected to grow by 17.48% in the coming year, from $5.72 to $6.72 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Bread Financial is 5.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 141.59.Price to Earnings Ratio vs. SectorThe P/E ratio of Bread Financial is 5.04, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 37.26.Price to Earnings Growth RatioBread Financial has a PEG Ratio of 0.18. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioBread Financial has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Bread Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the MarketsThe Weight Loss Pill That Could Disrupt a $32 Billion IndustryA revolutionary new weight loss pill is about to send shockwaves through the plus-size clothing market. Analysts are calling it the "King Kong" of diet drugs after amazing clinical trial results.Don't miss out on the "next Ozempic" >>> About Bread Financial Stock (NYSE:BFH)Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.Read More BFH Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart BFH Stock News HeadlinesMay 8, 2024 | finance.yahoo.comBread Financial Holdings, Inc.'s (NYSE:BFH) CEO Might Not Expect Shareholders To Be So Generous This YearMay 6, 2024 | americanbankingnews.comBread Financial (NYSE:BFH) Upgraded at Keefe, Bruyette & WoodsMay 8, 2024 | Smallcaps Daily (Ad)The #1 Biotech Stock to Watch in 2024 is Attacking Viruses in a Unique WaySee how with its ongoing expansion and development of its diverse and promising product pipeline, this small-cap NYSE company is positioned to be a dominant and innovative leader in the nanomedicine and antiviral therapy space.May 5, 2024 | americanbankingnews.comReviewing World Acceptance (NASDAQ:WRLD) and Bread Financial (NYSE:BFH)May 3, 2024 | msn.comKeefe, Bruyette & Woods Upgrades Bread Financial Holdings (BFH)May 3, 2024 | americanbankingnews.comBread Financial (NYSE:BFH) Stock Rating Lowered by ArgusMay 3, 2024 | americanbankingnews.comBread Financial Holdings, Inc. (NYSE:BFH) Given Average Recommendation of "Reduce" by BrokeragesMay 2, 2024 | msn.comArgus Research Downgrades Bread Financial Holdings (BFH)May 8, 2024 | Smallcaps Daily (Ad)The #1 Biotech Stock to Watch in 2024 is Attacking Viruses in a Unique WaySee how with its ongoing expansion and development of its diverse and promising product pipeline, this small-cap NYSE company is positioned to be a dominant and innovative leader in the nanomedicine and antiviral therapy space.May 1, 2024 | americanbankingnews.comHead to Head Review: Bread Financial (NYSE:BFH) and SLM (NASDAQ:SLM)April 30, 2024 | finance.yahoo.comBread Financial Holdings, Inc. (NYSE:BFH) Q1 2024 Earnings Call TranscriptApril 29, 2024 | americanbankingnews.comFY2025 EPS Estimates for Bread Financial Holdings, Inc. (NYSE:BFH) Reduced by Seaport Res PtnApril 28, 2024 | finance.yahoo.comBread Financial Holdings (NYSE:BFH) Is Paying Out A Dividend Of $0.21April 28, 2024 | americanbankingnews.comBread Financial (NYSE:BFH) PT Raised to $33.00April 27, 2024 | seekingalpha.comBread Financial Holdings, Inc. (BFH) Q1 2024 Earnings Call TranscriptApril 26, 2024 | markets.businessinsider.comBread Financial Holdings: Hold Rating With Cautious Optimism Amidst Adjusted Earnings and Regulatory ChallengesApril 26, 2024 | markets.businessinsider.comUnveiling 4 Analyst Insights On Bread Finl HldgsApril 26, 2024 | markets.businessinsider.comBread Financial Holdings: Maintaining Hold Rating Amidst Revised Guidance and Regulatory ChallengesApril 26, 2024 | markets.businessinsider.comAnalysts Have Conflicting Sentiments on These Financial Companies: Lazard (LAZ), Bread Financial Holdings (BFH) and Employers Holdings (EIG)April 26, 2024 | finance.yahoo.comBread Financial Holdings Inc (BFH) Q1 2024 Earnings Call Transcript Highlights: Navigating ...April 26, 2024 | seekingalpha.comBread Financial Holdings, Inc. 2024 Q1 - Results - Earnings Call PresentationApril 25, 2024 | finance.yahoo.comDoes Bread Financial Holdings (NYSE:BFH) Deserve A Spot On Your Watchlist?April 25, 2024 | finance.yahoo.comBread Financial Holdings Inc (BFH) Faces Earnings Pressure Amid Economic ChallengesApril 25, 2024 | globenewswire.comBread Financial™ Provides Performance Update for March 2024April 25, 2024 | globenewswire.comBread Financial™ Reports First Quarter 2024 ResultsApril 25, 2024 | globenewswire.comBread Financial™ Declares Dividend on Common StockApril 16, 2024 | morningstar.comBread Financial Holdings IncSee More Headlines Receive BFH Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Bread Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 3/15 Dividend2/08/2024Dividend Payable3/15/2024Last Earnings4/25/2024Today5/08/2024Ex-Dividend for 6/14 Dividend5/09/2024Dividend Payable6/14/2024Next Earnings (Estimated)7/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorBusiness Services Industry Personal credit institutions Sub-IndustryN/A Current SymbolNYSE:BFH CUSIPN/A CIK1101215 Webwww.breadfinancial.com Phone(614) 729-4000Fax214-494-3000Employees7,000Year FoundedN/APrice Target and Rating Average Stock Price Target$39.17 High Stock Price Target$67.00 Low Stock Price Target$25.00 Potential Upside/Downside-2.1%Consensus RatingReduce Rating Score (0-4)1.93 Research Coverage14 Analysts Profitability EPS (Most Recent Fiscal Year)$7.94 Trailing P/E Ratio5.04 Forward P/E Ratio6.99 P/E Growth0.18Net Income$718 million Net Margins8.08% Pretax Margin10.57% Return on Equity14.44% Return on Assets1.88% Debt Debt-to-Equity Ratio0.43 Current Ratio1.18 Quick Ratio1.18 Sales & Book Value Annual Sales$5.17 billion Price / Sales0.38 Cash Flow$19.33 per share Price / Cash Flow2.07 Book Value$59.15 per share Price / Book0.68Miscellaneous Outstanding Shares49,580,000Free Float49,277,000Market Cap$1.98 billion OptionableOptionable Beta1.92 These 7 Stocks Will Be Magnificent in 2024With average gains of 150% since the start of 2023, now is the time to give these stocks a look and pump up your 2024 portfolio.Get This Free Report Key ExecutivesMr. Ralph J. Andretta (Age 65)President, CEO & Director Comp: $3.66MMr. Perry S. Beberman (Age 57)Executive VP & CFO Comp: $1.82MMs. Tammy Michelle McConnaughey (Age 49)Executive VP and Chief Credit Risk & Operations Officer Comp: $1.78MMr. Joseph L. Motes III (Age 62)Executive VP, Chief Administrative Officer, General Counsel & Secretary Comp: $1.81MMs. Valerie E. Greer (Age 58)Executive VP & Chief Commercial Officer Comp: $1.83MMr. Jonathan Bryan Campbell (Age 50)Senior VP & Chief Accounting Officer Ms. Allegra S. Driscoll (Age 45)Executive VP & CTO Mr. Brian VerebHead of Investor RelationsBrandy SullivanSenior VP, Chief People and Culture OfficerMr. Wes HuntSenior Vice President of Operational ExcellenceMore ExecutivesKey CompetitorsPayoneer GlobalNASDAQ:PAYOStagwellNASDAQ:STGWHNINYSE:HNIGaotu TecheduNYSE:GOTULightspeed CommerceNYSE:LSPDView All CompetitorsInsiders & InstitutionsInspire Investing LLCBought 23,991 shares on 5/8/2024Ownership: 0.048%Russell Investments Group Ltd.Bought 722 shares on 5/8/2024Ownership: 0.045%US Bancorp DESold 1,884 shares on 5/8/2024Ownership: 0.025%ProShare Advisors LLCBought 688 shares on 5/8/2024Ownership: 0.020%Headlands Technologies LLCBought 892 shares on 5/8/2024Ownership: 0.002%View All Insider TransactionsView All Institutional Transactions BFH Stock Analysis - Frequently Asked Questions Should I buy or sell Bread Financial stock right now? 14 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Bread Financial in the last twelve months. There are currently 4 sell ratings, 7 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" BFH shares. View BFH analyst ratings or view top-rated stocks. What is Bread Financial's stock price target for 2024? 14 Wall Street research analysts have issued twelve-month price objectives for Bread Financial's stock. Their BFH share price targets range from $25.00 to $67.00. On average, they expect the company's stock price to reach $39.17 in the next twelve months. This suggests that the stock has a possible downside of 2.0%. View analysts price targets for BFH or view top-rated stocks among Wall Street analysts. How have BFH shares performed in 2024? Bread Financial's stock was trading at $32.94 at the beginning of 2024. Since then, BFH stock has increased by 21.4% and is now trading at $39.98. View the best growth stocks for 2024 here. When is Bread Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024. View our BFH earnings forecast. How were Bread Financial's earnings last quarter? Bread Financial Holdings, Inc. (NYSE:BFH) issued its quarterly earnings data on Thursday, April, 25th. The company reported $2.73 earnings per share for the quarter, missing analysts' consensus estimates of $2.92 by $0.19. The firm had revenue of $991 million for the quarter, compared to analyst estimates of $998.96 million. Bread Financial had a trailing twelve-month return on equity of 14.44% and a net margin of 8.08%. The company's quarterly revenue was down 23.1% compared to the same quarter last year. During the same period last year, the company posted $9.08 earnings per share. How often does Bread Financial pay dividends? What is the dividend yield for Bread Financial? Bread Financial announced a quarterly dividend on Thursday, April 25th. Shareholders of record on Friday, May 10th will be paid a dividend of $0.21 per share on Friday, June 14th. This represents a $0.84 annualized dividend and a yield of 2.10%. The ex-dividend date is Thursday, May 9th. Read our dividend analysis for BFH. Is Bread Financial a good dividend stock? Bread Financial (NYSE:BFH) pays an annual dividend of $0.84 per share and currently has a dividend yield of 2.06%. The dividend payout ratio is 10.58%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, BFH will have a dividend payout ratio of 12.50% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for BFH. What ETFs hold Bread Financial's stock? ETFs with the largest weight of Bread Financial (NYSE:BFH) stock in their portfolio include Invesco S&P SmallCap 600 Pure Value ETF (RZV), Conductor Global Equity Value ETF (CGV), Inspire Fidelis Multi Factor ETF (FDLS), Royce Quant Small-Cap Quality Value ETF (SQLV), First Trust Small Cap Value AlphaDEX Fund (FYT), WisdomTree U.S. SmallCap Fund (EES), EA Bridgeway Omni Small-Cap Value ETF (BSVO) and Invesco S&P SmallCap 600 Revenue ETF (RWJ). Who are Bread Financial's major shareholders? Bread Financial's stock is owned by many different retail and institutional investors. Top institutional investors include Pzena Investment Management LLC (1.43%), BNP Paribas Financial Markets (0.89%), LSV Asset Management (0.80%), Thompson Investment Management Inc. (0.54%), Principal Financial Group Inc. (0.52%) and Brooktree Capital Management (0.33%). Insiders that own company stock include Roger H Ballou, Timothy J Theriault and Turtle Creek Asset Management. View institutional ownership trends. How do I buy shares of Bread Financial? Shares of BFH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSE:BFH) was last updated on 5/8/2024 by MarketBeat.com Staff From Our PartnersThe #1 Biotech Stock to Watch in 2024 is Attacking Viruses in a Unique WaySmallcaps DailyAI “wealth window” is closing June 25thParadigm PressShocking: One AI startup's revenue could surge 4,735%Manward PressForget AI, Imperium Is Expected to Grow 320,00% in 3 YearsBanyan Hill PublishingCharles Payne Demystifies OptionsUnstoppable ProsperityThe AI Stock that’s Disrupting Every IndustryStockEarningsWatch this FREE trading tutorial while it’s still availableInvestorPlace[URGENT] DO NOT Touch These AI Stocks!Weiss Ratings Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Bread Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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