Citigroup (C) Competitors

U.S. Bancorp (NYSE:USB) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their community ranking, analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.

Is USB or C a better dividend stock?

U.S. Bancorp pays an annual dividend of $1.96 per share and has a dividend yield of 4.7%. Citigroup pays an annual dividend of $2.12 per share and has a dividend yield of 3.3%. U.S. Bancorp pays out 64.9% of its earnings in the form of a dividend. Citigroup pays out 62.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. U.S. Bancorp has increased its dividend for 13 consecutive years and Citigroup has increased its dividend for 1 consecutive years. U.S. Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend USB or C?

U.S. Bancorp presently has a consensus target price of $46.02, indicating a potential upside of 11.08%. Citigroup has a consensus target price of $62.85, indicating a potential downside of 1.90%. Given Citigroup's higher probable upside, equities research analysts clearly believe U.S. Bancorp is more favorable than Citigroup.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
U.S. Bancorp	0 Sell rating(s)	14 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.39
Citigroup	1 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.56

Which has more volatility and risk, USB or C?

U.S. Bancorp has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.49, suggesting that its share price is 49% more volatile than the S&P 500.

Does the MarketBeat Community prefer USB or C?

U.S. Bancorp received 620 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 58.09% of users gave U.S. Bancorp an outperform vote while only 47.23% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
U.S. Bancorp	Outperform Votes 765 58.09%	Underperform Votes 552 41.91%
Citigroup	Outperform Votes 145 47.23%	Underperform Votes 162 52.77%

Do institutionals & insiders hold more shares of USB or C?

77.6% of U.S. Bancorp shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.2% of U.S. Bancorp shares are held by company insiders. Comparatively, 0.1% of Citigroup shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media refer more to USB or C?

In the previous week, Citigroup had 23 more articles in the media than U.S. Bancorp. MarketBeat recorded 40 mentions for Citigroup and 17 mentions for U.S. Bancorp. Citigroup's average media sentiment score of 0.73 beat U.S. Bancorp's score of 0.52 indicating that U.S. Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
U.S. Bancorp	6 Very Positive mention(s)	5 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Citigroup	17 Very Positive mention(s)	8 Positive mention(s)	8 Neutral mention(s)	5 Negative mention(s)	2 Very Negative mention(s)	Positive

Is USB or C more profitable?

U.S. Bancorp has a net margin of 12.13% compared to U.S. Bancorp's net margin of 4.90%. Citigroup's return on equity of 13.93% beat U.S. Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
U.S. Bancorp	12.13%	13.93%	0.99%
Citigroup	4.90%	6.17%	0.49%

Which has better earnings & valuation, USB or C?

Citigroup has higher revenue and earnings than U.S. Bancorp. U.S. Bancorp is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
U.S. Bancorp	$40.62B	1.59	$5.43B	$3.02	13.72
Citigroup	$156.82B	0.78	$9.23B	$3.38	18.96

Summary

U.S. Bancorp beats Citigroup on 12 of the 21 factors compared between the two stocks.