loanDepot (LDI) Competitors

Upstart (NASDAQ:UPST) and loanDepot (NYSE:LDI) are both computer and technology companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, media sentiment, community ranking, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations.

Is UPST or LDI more profitable?

loanDepot has a net margin of -10.26% compared to loanDepot's net margin of -32.59%. Upstart's return on equity of -19.52% beat loanDepot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Upstart	-32.59%	-27.89%	-9.14%
loanDepot	-10.26%	-19.52%	-2.31%

Which has more volatility and risk, UPST or LDI?

Upstart has a beta of 2.01, suggesting that its stock price is 101% more volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.54, suggesting that its stock price is 254% more volatile than the S&P 500.

Do insiders & institutionals have more ownership in UPST or LDI?

63.0% of Upstart shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 18.1% of Upstart shares are owned by insiders. Comparatively, 83.0% of loanDepot shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Do analysts rate UPST or LDI?

Upstart presently has a consensus price target of $26.78, indicating a potential upside of 11.90%. loanDepot has a consensus price target of $2.25, indicating a potential upside of 26.76%. Given Upstart's higher possible upside, analysts clearly believe loanDepot is more favorable than Upstart.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upstart	5 Sell rating(s)	5 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.64
loanDepot	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50

Which has preferable valuation and earnings, UPST or LDI?

loanDepot has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upstart	$532.99M	3.96	-$240.13M	-$2.06	-11.65
loanDepot	$974.02M	0.59	-$110.14M	-$0.57	-3.12

Does the MarketBeat Community believe in UPST or LDI?

Upstart received 19 more outperform votes than loanDepot when rated by MarketBeat users. However, 38.16% of users gave loanDepot an outperform vote while only 32.65% of users gave Upstart an outperform vote.

Company	Underperform	Outperform
Upstart	Outperform Votes 48 32.65%	Underperform Votes 99 67.35%
loanDepot	Outperform Votes 29 38.16%	Underperform Votes 47 61.84%

Does the media refer more to UPST or LDI?

In the previous week, Upstart had 3 more articles in the media than loanDepot. MarketBeat recorded 13 mentions for Upstart and 10 mentions for loanDepot. Upstart's average media sentiment score of 0.55 beat loanDepot's score of 0.11 indicating that loanDepot is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Upstart	2 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
loanDepot	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

loanDepot beats Upstart on 12 of the 18 factors compared between the two stocks.