Free Trial

Regional Management (RM) Competitors

$26.84
-0.68 (-2.47%)
(As of 05/29/2024 ET)

RM vs. ECPG, PRAA, WRLD, EZPW, GDOT, NICK, AXP, COF, DFS, and CACC

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Nicholas Financial (NICK), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Regional Management vs.

Regional Management (NYSE:RM) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their community ranking, valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

Regional Management has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$551.40M0.48$15.96M$2.3011.67
Encore Capital Group$1.22B0.84-$206.49M-$8.58-5.06

Regional Management has a beta of 1.45, indicating that its share price is 45% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.38, indicating that its share price is 38% more volatile than the S&P 500.

Regional Management has a net margin of 4.01% compared to Encore Capital Group's net margin of -16.30%. Regional Management's return on equity of 10.70% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management4.01% 10.70% 1.99%
Encore Capital Group -16.30%9.95%2.27%

Encore Capital Group received 25 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 61.69% of users gave Encore Capital Group an outperform vote while only 59.40% of users gave Regional Management an outperform vote.

CompanyUnderperformOutperform
Regional ManagementOutperform Votes
297
59.40%
Underperform Votes
203
40.60%
Encore Capital GroupOutperform Votes
322
61.69%
Underperform Votes
200
38.31%

In the previous week, Regional Management had 1 more articles in the media than Encore Capital Group. MarketBeat recorded 4 mentions for Regional Management and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.70 beat Regional Management's score of 0.39 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

98.9% of Regional Management shares are held by institutional investors. 10.5% of Regional Management shares are held by company insiders. Comparatively, 2.6% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Regional Management presently has a consensus price target of $29.00, indicating a potential upside of 8.05%. Encore Capital Group has a consensus price target of $66.50, indicating a potential upside of 53.30%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Regional Management and Encore Capital Group tied by winning 9 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

RM vs. The Competition

MetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$272.34M$4.55B$9.07B$17.64B
Dividend Yield4.36%4.71%10.46%3.54%
P/E Ratio11.6715.9156.7622.14
Price / Sales0.482.033,519.8410.12
Price / Cash9.489.4128.0019.28
Price / Book0.791.743.125.82
Net Income$15.96M$318.54M$1.01B$975.72M
7 Day Performance-0.63%-0.40%-0.61%-0.51%
1 Month Performance6.47%1.53%1.63%2.67%
1 Year Performance1.78%14.10%15.75%22.10%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
3.6041 of 5 stars
$44.32
+1.3%
$66.50
+50.0%
-6.7%$1.05B$1.24B-5.177,400Positive News
PRAA
PRA Group
4.0366 of 5 stars
$22.09
+1.6%
$33.00
+49.4%
+10.2%$869.24M$802.55M-40.913,155Short Interest ↓
WRLD
World Acceptance
0.7714 of 5 stars
$126.31
+0.5%
$56.00
-55.7%
+14.1%$737.65M$573.21M9.532,872
EZPW
EZCORP
3.7961 of 5 stars
$10.24
+0.4%
$17.00
+66.0%
+23.5%$562.59M$1.05B9.857,500Short Interest ↑
GDOT
Green Dot
2.6469 of 5 stars
$10.04
+0.1%
$10.75
+7.1%
-44.7%$534.23M$1.50B-21.361,200News Coverage
Gap Down
NICK
Nicholas Financial
0 of 5 stars
$6.70
+2.3%
N/A+33.6%$85.09M$44.34M-1.348
AXP
American Express
4.3628 of 5 stars
$237.25
-0.4%
$215.00
-9.4%
+50.1%$170.65B$60.52B19.5474,600Short Interest ↑
COF
Capital One Financial
4.9053 of 5 stars
$136.57
-0.8%
$138.50
+1.4%
+31.9%$51.92B$49.48B10.6951,987Short Interest ↓
DFS
Discover Financial Services
4.9542 of 5 stars
$121.82
-1.1%
$126.29
+3.7%
+18.9%$30.53B$20.61B13.8921,100Analyst Forecast
Short Interest ↓
Analyst Revision
CACC
Credit Acceptance
2.6112 of 5 stars
$485.72
+0.9%
$402.33
-17.2%
+7.4%$5.88B$1.90B24.922,232Positive News

Related Companies and Tools

This page (NYSE:RM) was last updated on 5/30/2024 by MarketBeat.com Staff

From Our Partners