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German American Bancorp (GABC) Competitors

$31.65
-0.25 (-0.78%)
(As of 05/31/2024 ET)

GABC vs. CARO, STBA, SRCE, FBNC, SYBT, IBOC, ABCB, FULT, UCBI, and FBP

Should you be buying German American Bancorp stock or one of its competitors? The main competitors of German American Bancorp include Carolina Financial (CARO), S&T Bancorp (STBA), 1st Source (SRCE), First Bancorp (FBNC), Stock Yards Bancorp (SYBT), International Bancshares (IBOC), Ameris Bancorp (ABCB), Fulton Financial (FULT), United Community Banks (UCBI), and First BanCorp. (FBP). These companies are all part of the "finance" sector.

German American Bancorp vs.

Carolina Financial (NASDAQ:CARO) and German American Bancorp (NASDAQ:GABC) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, analyst recommendations, institutional ownership, media sentiment, valuation, earnings, community ranking and profitability.

German American Bancorp has higher revenue and earnings than Carolina Financial. German American Bancorp is trading at a lower price-to-earnings ratio than Carolina Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Carolina Financial$224.23M3.64$62.74M$2.9411.18
German American Bancorp$316.92M2.96$85.89M$2.8511.11

In the previous week, Carolina Financial had 11 more articles in the media than German American Bancorp. MarketBeat recorded 16 mentions for Carolina Financial and 5 mentions for German American Bancorp. Carolina Financial's average media sentiment score of 1.49 beat German American Bancorp's score of 0.00 indicating that German American Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Carolina Financial
3 Very Positive mention(s)
3 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
2 Very Negative mention(s)
Neutral
German American Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

German American Bancorp has a consensus price target of $36.33, indicating a potential upside of 14.80%. Given Carolina Financial's higher probable upside, analysts plainly believe German American Bancorp is more favorable than Carolina Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Carolina Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
German American Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Carolina Financial has a net margin of 27.98% compared to Carolina Financial's net margin of 25.83%. Carolina Financial's return on equity of 13.68% beat German American Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Carolina Financial27.98% 10.49% 1.63%
German American Bancorp 25.83%13.68%1.38%

Carolina Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. German American Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 3.4%. Carolina Financial pays out 13.6% of its earnings in the form of a dividend. German American Bancorp pays out 37.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has increased its dividend for 12 consecutive years. German American Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Carolina Financial received 21 more outperform votes than German American Bancorp when rated by MarketBeat users. Likewise, 61.54% of users gave Carolina Financial an outperform vote while only 53.63% of users gave German American Bancorp an outperform vote.

CompanyUnderperformOutperform
Carolina FinancialOutperform Votes
272
61.54%
Underperform Votes
170
38.46%
German American BancorpOutperform Votes
251
53.63%
Underperform Votes
217
46.37%

Carolina Financial has a beta of 1.4, meaning that its stock price is 40% more volatile than the S&P 500. Comparatively, German American Bancorp has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500.

53.9% of Carolina Financial shares are owned by institutional investors. Comparatively, 46.9% of German American Bancorp shares are owned by institutional investors. 6.9% of Carolina Financial shares are owned by company insiders. Comparatively, 6.2% of German American Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Carolina Financial beats German American Bancorp on 12 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding GABC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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GABC vs. The Competition

MetricGerman American BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$939.06M$2.25B$9.65B$7.96B
Dividend Yield3.39%4.30%5.98%4.01%
P/E Ratio11.1111.9945.6418.05
Price / Sales2.962.11126.4991.71
Price / Cash9.348.3916.3831.51
Price / Book1.431.023.294.59
Net Income$85.89M$403.09M$1.01B$213.90M
7 Day Performance-3.39%-0.67%0.39%0.87%
1 Month Performance-0.09%1.64%3.04%3.60%
1 Year Performance12.43%26.36%17.26%7.91%

German American Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CARO
Carolina Financial
0 of 5 stars
$32.88
flat
N/A+0.0%$816.28M$224.23M11.74735High Trading Volume
STBA
S&T Bancorp
2.6552 of 5 stars
$31.91
+0.5%
$30.00
-6.0%
+16.5%$1.22B$535.52M9.041,244Analyst Upgrade
News Coverage
Positive News
SRCE
1st Source
3.6151 of 5 stars
$51.42
+1.9%
$56.50
+9.9%
+22.9%$1.26B$507.53M10.351,170News Coverage
Positive News
FBNC
First Bancorp
2.6427 of 5 stars
$31.55
+0.2%
$33.00
+4.6%
+2.8%$1.30B$546.25M11.391,445Positive News
SYBT
Stock Yards Bancorp
3.6671 of 5 stars
$46.85
+0.9%
$50.00
+6.7%
+10.4%$1.36B$330.99M13.161,075Positive News
IBOC
International Bancshares
2.7593 of 5 stars
$56.83
+0.5%
N/A+29.2%$3.53B$970.10M8.682,200Positive News
ABCB
Ameris Bancorp
2.5866 of 5 stars
$49.95
+4.8%
$52.00
+4.1%
+53.7%$3.45B$1.52B12.152,765Short Interest ↑
News Coverage
Positive News
FULT
Fulton Financial
3.3328 of 5 stars
$16.84
+1.2%
$18.00
+6.9%
+45.4%$3.06B$1.50B10.463,400Positive News
UCBI
United Community Banks
4.9024 of 5 stars
$25.66
+1.1%
$30.60
+19.3%
+10.0%$3.06B$1.31B16.663,121News Coverage
Positive News
FBP
First BanCorp.
2.7979 of 5 stars
$17.72
+0.8%
$18.00
+1.6%
+53.0%$3.00B$1.16B10.123,168News Coverage

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This page (NASDAQ:GABC) was last updated on 6/2/2024 by MarketBeat.com Staff

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