Univest Financial (UVSP) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Univest Financial (NASDAQ:UVSP) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, community ranking, profitability, risk, institutional ownership, valuation, dividends, analyst recommendations and media sentiment.

Which has stronger valuation and earnings, FMBH or UVSP?

Univest Financial has higher revenue and earnings than First Mid Bancshares. Univest Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$386.95M	1.96	$68.93M	$3.10	10.24
Univest Financial	$448.55M	1.42	$71.10M	$2.39	9.12

Does the MarketBeat Community prefer FMBH or UVSP?

First Mid Bancshares received 26 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 52.23% of users gave First Mid Bancshares an outperform vote while only 50.79% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
First Mid Bancshares	Outperform Votes 187 52.23%	Underperform Votes 171 47.77%
Univest Financial	Outperform Votes 161 50.79%	Underperform Votes 156 49.21%

Is FMBH or UVSP more profitable?

First Mid Bancshares has a net margin of 17.01% compared to First Mid Bancshares' net margin of 14.98%. Univest Financial's return on equity of 10.56% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	17.01%	10.56%	1.06%
Univest Financial	14.98%	8.35%	0.89%

Is FMBH or UVSP a better dividend stock?

First Mid Bancshares pays an annual dividend of $0.92 per share and has a dividend yield of 2.9%. Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.9%. First Mid Bancshares pays out 29.7% of its earnings in the form of a dividend. Univest Financial pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 2 consecutive years and Univest Financial has raised its dividend for 3 consecutive years. Univest Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer FMBH or UVSP?

In the previous week, Univest Financial had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 3 mentions for Univest Financial and 1 mentions for First Mid Bancshares. Univest Financial's average media sentiment score of 1.87 beat First Mid Bancshares' score of 1.60 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
First Mid Bancshares	Very Positive
Univest Financial	Very Positive

Do analysts prefer FMBH or UVSP?

First Mid Bancshares presently has a consensus target price of $37.00, suggesting a potential upside of 16.57%. Univest Financial has a consensus target price of $21.00, suggesting a potential downside of 3.67%. Given Univest Financial's stronger consensus rating and higher possible upside, equities analysts clearly believe First Mid Bancshares is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Univest Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more risk & volatility, FMBH or UVSP?

First Mid Bancshares has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500. Comparatively, Univest Financial has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of FMBH or UVSP?

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 75.1% of Univest Financial shares are held by institutional investors. 7.7% of First Mid Bancshares shares are held by insiders. Comparatively, 2.1% of Univest Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

First Mid Bancshares beats Univest Financial on 14 of the 20 factors compared between the two stocks.