First Capital (FCAP) Competitors

First Capital (NASDAQ:FCAP) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, profitability, community ranking, dividends, earnings, analyst recommendations, valuation and risk.

Does the media favor FCAP or SFBC?

In the previous week, Sound Financial Bancorp had 3 more articles in the media than First Capital. MarketBeat recorded 6 mentions for Sound Financial Bancorp and 3 mentions for First Capital. Sound Financial Bancorp's average media sentiment score of 0.39 beat First Capital's score of 0.20 indicating that Sound Financial Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Capital	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Sound Financial Bancorp	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has higher valuation and earnings, FCAP or SFBC?

First Capital has higher revenue and earnings than Sound Financial Bancorp. First Capital is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Capital	$51.24M	1.90	$12.79M	$3.57	8.14
Sound Financial Bancorp	$37.07M	2.71	$7.44M	$2.33	16.89

Is FCAP or SFBC more profitable?

First Capital has a net margin of 22.59% compared to Sound Financial Bancorp's net margin of 10.54%. First Capital's return on equity of 12.15% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Capital	22.59%	12.15%	1.03%
Sound Financial Bancorp	10.54%	6.01%	0.59%

Which has more risk & volatility, FCAP or SFBC?

First Capital has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500. Comparatively, Sound Financial Bancorp has a beta of 0.6, suggesting that its stock price is 40% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in FCAP or SFBC?

11.7% of First Capital shares are held by institutional investors. Comparatively, 68.8% of Sound Financial Bancorp shares are held by institutional investors. 4.4% of First Capital shares are held by company insiders. Comparatively, 12.6% of Sound Financial Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Is FCAP or SFBC a better dividend stock?

First Capital pays an annual dividend of $1.08 per share and has a dividend yield of 3.7%. Sound Financial Bancorp pays an annual dividend of $0.76 per share and has a dividend yield of 1.9%. First Capital pays out 30.3% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 32.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community prefer FCAP or SFBC?

First Capital received 77 more outperform votes than Sound Financial Bancorp when rated by MarketBeat users. However, 64.71% of users gave Sound Financial Bancorp an outperform vote while only 45.25% of users gave First Capital an outperform vote.

Company	Underperform	Outperform
First Capital	Outperform Votes 143 45.25%	Underperform Votes 173 54.75%
Sound Financial Bancorp	Outperform Votes 66 64.71%	Underperform Votes 36 35.29%

Do analysts recommend FCAP or SFBC?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Capital	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Summary

First Capital beats Sound Financial Bancorp on 10 of the 17 factors compared between the two stocks.