First Citizens BancShares (FCNCA) Competitors

M&T Bank (NYSE:MTB) and First Citizens BancShares (NASDAQ:FCNCA) are both large-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, community ranking, earnings, risk, institutional ownership, valuation, analyst recommendations, dividends and media sentiment.

Do insiders & institutionals hold more shares of MTB or FCNCA?

84.7% of M&T Bank shares are owned by institutional investors. Comparatively, 61.2% of First Citizens BancShares shares are owned by institutional investors. 0.8% of M&T Bank shares are owned by insiders. Comparatively, 13.4% of First Citizens BancShares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Is MTB or FCNCA a better dividend stock?

M&T Bank pays an annual dividend of $5.20 per share and has a dividend yield of 3.4%. First Citizens BancShares pays an annual dividend of $6.56 per share and has a dividend yield of 0.4%. M&T Bank pays out 35.2% of its earnings in the form of a dividend. First Citizens BancShares pays out 3.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. M&T Bank has increased its dividend for 1 consecutive years and First Citizens BancShares has increased its dividend for 7 consecutive years.

Which has higher valuation and earnings, MTB or FCNCA?

First Citizens BancShares has lower revenue, but higher earnings than M&T Bank. First Citizens BancShares is trading at a lower price-to-earnings ratio than M&T Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$12.75B	2.01	$2.74B	$14.79	10.40
First Citizens BancShares	$12.09B	2.12	$11.47B	$180.13	9.81

Do analysts rate MTB or FCNCA?

M&T Bank presently has a consensus target price of $158.48, suggesting a potential upside of 3.05%. First Citizens BancShares has a consensus target price of $1,829.90, suggesting a potential upside of 3.53%. Given M&T Bank's stronger consensus rating and higher possible upside, analysts plainly believe First Citizens BancShares is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	0 Sell rating(s)	9 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.36
First Citizens BancShares	0 Sell rating(s)	5 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.55

Does the media refer more to MTB or FCNCA?

In the previous week, M&T Bank had 15 more articles in the media than First Citizens BancShares. MarketBeat recorded 26 mentions for M&T Bank and 11 mentions for First Citizens BancShares. M&T Bank's average media sentiment score of 0.84 beat First Citizens BancShares' score of 0.65 indicating that First Citizens BancShares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	14 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Citizens BancShares	3 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer MTB or FCNCA?

M&T Bank received 53 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 56.51% of users gave First Citizens BancShares an outperform vote while only 46.29% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 231 46.29%	Underperform Votes 268 53.71%
First Citizens BancShares	Outperform Votes 178 56.51%	Underperform Votes 137 43.49%

Is MTB or FCNCA more profitable?

M&T Bank has a net margin of 19.52% compared to M&T Bank's net margin of 18.22%. M&T Bank's return on equity of 15.48% beat First Citizens BancShares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.52%	10.68%	1.25%
First Citizens BancShares	18.22%	15.48%	1.44%

Which has more risk and volatility, MTB or FCNCA?

M&T Bank has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500. Comparatively, First Citizens BancShares has a beta of 0.86, indicating that its stock price is 14% less volatile than the S&P 500.

Summary

First Citizens BancShares beats M&T Bank on 14 of the 21 factors compared between the two stocks.