Wintrust Financial (WTFC) Competitors

Wintrust Financial (NASDAQ:WTFC) and SouthState (NASDAQ:SSB) are both mid-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their community ranking, analyst recommendations, institutional ownership, valuation, earnings, risk, media sentiment, dividends and profitability.

Does the MarketBeat Community prefer WTFC or SSB?

SouthState received 28 more outperform votes than Wintrust Financial when rated by MarketBeat users. Likewise, 61.69% of users gave SouthState an outperform vote while only 61.50% of users gave Wintrust Financial an outperform vote.

Company	Underperform	Outperform
Wintrust Financial	Outperform Votes 460 61.50%	Underperform Votes 288 38.50%
SouthState	Outperform Votes 488 61.69%	Underperform Votes 303 38.31%

Do institutionals & insiders believe in WTFC or SSB?

93.5% of Wintrust Financial shares are owned by institutional investors. Comparatively, 89.8% of SouthState shares are owned by institutional investors. 1.5% of Wintrust Financial shares are owned by insiders. Comparatively, 1.7% of SouthState shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is WTFC or SSB more profitable?

SouthState has a net margin of 20.91% compared to Wintrust Financial's net margin of 17.86%. Wintrust Financial's return on equity of 13.09% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Wintrust Financial	17.86%	13.09%	1.13%
SouthState	20.91%	9.24%	1.11%

Which has more volatility and risk, WTFC or SSB?

Wintrust Financial has a beta of 1.21, meaning that its stock price is 21% more volatile than the S&P 500. Comparatively, SouthState has a beta of 0.75, meaning that its stock price is 25% less volatile than the S&P 500.

Do analysts recommend WTFC or SSB?

Wintrust Financial presently has a consensus target price of $112.33, suggesting a potential upside of 10.50%. SouthState has a consensus target price of $88.17, suggesting a potential upside of 10.21%. Given Wintrust Financial's stronger consensus rating and higher probable upside, analysts plainly believe Wintrust Financial is more favorable than SouthState.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Wintrust Financial	0 Sell rating(s)	0 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	3.10
SouthState	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media refer more to WTFC or SSB?

In the previous week, SouthState had 2 more articles in the media than Wintrust Financial. MarketBeat recorded 6 mentions for SouthState and 4 mentions for Wintrust Financial. Wintrust Financial's average media sentiment score of 1.63 beat SouthState's score of 1.36 indicating that Wintrust Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Wintrust Financial	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
SouthState	3 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is WTFC or SSB a better dividend stock?

Wintrust Financial pays an annual dividend of $1.80 per share and has a dividend yield of 1.8%. SouthState pays an annual dividend of $2.08 per share and has a dividend yield of 2.6%. Wintrust Financial pays out 18.6% of its earnings in the form of a dividend. SouthState pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has preferable earnings and valuation, WTFC or SSB?

Wintrust Financial has higher revenue and earnings than SouthState. Wintrust Financial is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Wintrust Financial	$3.33B	1.89	$622.63M	$9.67	10.55
SouthState	$2.23B	2.75	$494.31M	$6.13	13.12

Summary

Wintrust Financial beats SouthState on 13 of the 21 factors compared between the two stocks.