SouthState (SSB) Competitors

Prosperity Bancshares (NYSE:PB) and SouthState (NASDAQ:SSB) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, media sentiment, analyst recommendations, profitability, risk, community ranking, dividends and earnings.

Does the MarketBeat Community favor PB or SSB?

SouthState received 179 more outperform votes than Prosperity Bancshares when rated by MarketBeat users. Likewise, 61.69% of users gave SouthState an outperform vote while only 47.54% of users gave Prosperity Bancshares an outperform vote.

Company	Underperform	Outperform
Prosperity Bancshares	Outperform Votes 309 47.54%	Underperform Votes 341 52.46%
SouthState	Outperform Votes 488 61.69%	Underperform Votes 303 38.31%

Is PB or SSB more profitable?

Prosperity Bancshares has a net margin of 24.50% compared to Prosperity Bancshares' net margin of 20.91%. Prosperity Bancshares' return on equity of 9.24% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Prosperity Bancshares	24.50%	6.33%	1.14%
SouthState	20.91%	9.24%	1.11%

Which has higher earnings & valuation, PB or SSB?

SouthState has higher revenue and earnings than Prosperity Bancshares. SouthState is trading at a lower price-to-earnings ratio than Prosperity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Prosperity Bancshares	$1.60B	3.91	$419.32M	$4.34	15.01
SouthState	$2.23B	2.76	$494.31M	$6.13	13.19

Do institutionals and insiders have more ownership in PB or SSB?

80.7% of Prosperity Bancshares shares are owned by institutional investors. Comparatively, 89.8% of SouthState shares are owned by institutional investors. 4.3% of Prosperity Bancshares shares are owned by company insiders. Comparatively, 1.3% of SouthState shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Do analysts rate PB or SSB?

Prosperity Bancshares currently has a consensus price target of $68.86, suggesting a potential upside of 5.73%. SouthState has a consensus price target of $88.17, suggesting a potential upside of 9.05%. Given Prosperity Bancshares' higher possible upside, analysts clearly believe SouthState is more favorable than Prosperity Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Prosperity Bancshares	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.60
SouthState	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media prefer PB or SSB?

In the previous week, Prosperity Bancshares had 3 more articles in the media than SouthState. MarketBeat recorded 7 mentions for Prosperity Bancshares and 4 mentions for SouthState. Prosperity Bancshares' average media sentiment score of 1.36 beat SouthState's score of 1.14 indicating that SouthState is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Prosperity Bancshares	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SouthState	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, PB or SSB?

Prosperity Bancshares has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.75, meaning that its share price is 25% less volatile than the S&P 500.

Is PB or SSB a better dividend stock?

Prosperity Bancshares pays an annual dividend of $2.24 per share and has a dividend yield of 3.4%. SouthState pays an annual dividend of $2.08 per share and has a dividend yield of 2.6%. Prosperity Bancshares pays out 51.6% of its earnings in the form of a dividend. SouthState pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Prosperity Bancshares has increased its dividend for 26 consecutive years and SouthState has increased its dividend for 12 consecutive years. Prosperity Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Prosperity Bancshares beats SouthState on 12 of the 22 factors compared between the two stocks.