OPHC vs. ASRV, EMCF, RIVE, VABK, FUNC, HWBK, UBFO, FNCB, MRBK, and LARK
Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include AmeriServ Financial (ASRV), Emclaire Financial (EMCF), Riverview Financial (RIVE), Virginia National Bankshares (VABK), First United (FUNC), Hawthorn Bancshares (HWBK), United Security Bancshares (UBFO), FNCB Bancorp (FNCB), Meridian (MRBK), and Landmark Bancorp (LARK). These companies are all part of the "finance" sector.
AmeriServ Financial (NASDAQ:ASRV) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, dividends, community ranking, valuation, media sentiment, earnings, analyst recommendations and profitability.
In the previous week, OptimumBank had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for OptimumBank and 2 mentions for AmeriServ Financial. OptimumBank's average media sentiment score of 1.00 beat AmeriServ Financial's score of 0.46 indicating that AmeriServ Financial is being referred to more favorably in the media.
AmeriServ Financial has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.3, indicating that its stock price is 70% less volatile than the S&P 500.
OptimumBank has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.
31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 9.6% of AmeriServ Financial shares are held by company insiders. Comparatively, 13.9% of OptimumBank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 33.87% of users gave OptimumBank an outperform vote.
OptimumBank has a consensus target price of $5.25, indicating a potential upside of 16.67%. Given AmeriServ Financial's higher possible upside, analysts clearly believe OptimumBank is more favorable than AmeriServ Financial.
OptimumBank has a net margin of 16.43% compared to OptimumBank's net margin of -3.77%. AmeriServ Financial's return on equity of 10.53% beat OptimumBank's return on equity.
Summary
OptimumBank beats AmeriServ Financial on 10 of the 16 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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