FBP vs. UCBI, TCBI, FIBK, ABCB, CATY, IBOC, CVBF, BOH, INDB, and SBCF
Should you be buying First BanCorp. stock or one of its competitors? The main competitors of First BanCorp. include United Community Banks (UCBI), Texas Capital Bancshares (TCBI), First Interstate BancSystem (FIBK), Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), International Bancshares (IBOC), CVB Financial (CVBF), Bank of Hawaii (BOH), Independent Bank (INDB), and Seacoast Banking Co. of Florida (SBCF). These companies are all part of the "regional banks" industry.
United Community Banks (NASDAQ:UCBI) and First BanCorp. (NYSE:FBP) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, community ranking, valuation, profitability, dividends, media sentiment, risk and earnings.
United Community Banks pays an annual dividend of $0.92 per share and has a dividend yield of 3.4%. First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. United Community Banks pays out 59.7% of its earnings in the form of a dividend. First BanCorp. pays out 36.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Community Banks has increased its dividend for 9 consecutive years and First BanCorp. has increased its dividend for 5 consecutive years. First BanCorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.
In the previous week, United Community Banks and United Community Banks both had 3 articles in the media. United Community Banks' average media sentiment score of 0.83 beat First BanCorp.'s score of 0.74 indicating that First BanCorp. is being referred to more favorably in the news media.
First BanCorp. has a net margin of 25.82% compared to First BanCorp.'s net margin of 13.62%. United Community Banks' return on equity of 21.58% beat First BanCorp.'s return on equity.
United Community Banks presently has a consensus target price of $30.60, suggesting a potential upside of 13.50%. First BanCorp. has a consensus target price of $18.00, suggesting a potential downside of 0.50%. Given First BanCorp.'s higher possible upside, research analysts clearly believe United Community Banks is more favorable than First BanCorp..
United Community Banks has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500. Comparatively, First BanCorp. has a beta of 1.16, suggesting that its share price is 16% more volatile than the S&P 500.
82.3% of United Community Banks shares are held by institutional investors. Comparatively, 97.9% of First BanCorp. shares are held by institutional investors. 0.5% of United Community Banks shares are held by insiders. Comparatively, 2.5% of First BanCorp. shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
First BanCorp. has lower revenue, but higher earnings than United Community Banks. First BanCorp. is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
United Community Banks received 24 more outperform votes than First BanCorp. when rated by MarketBeat users. However, 61.26% of users gave First BanCorp. an outperform vote while only 56.43% of users gave United Community Banks an outperform vote.
Summary
First BanCorp. beats United Community Banks on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FBP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
First BanCorp. Competitors List
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