BANC vs. MTG, RDN, SMPL, TFSL, WD, NYCB, WSFS, WAFD, AGM, and NWBI
Should you be buying Banc of California stock or one of its competitors? The main competitors of Banc of California include MGIC Investment (MTG), Radian Group (RDN), Simply Good Foods (SMPL), TFS Financial (TFSL), Walker & Dunlop (WD), New York Community Bancorp (NYCB), WSFS Financial (WSFS), WaFd (WAFD), Federal Agricultural Mortgage (AGM), and Northwest Bancshares (NWBI). These companies are all part of the "thrifts & mortgage finance" industry.
Banc of California (NYSE:BANC) and MGIC Investment (NYSE:MTG) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, community ranking, institutional ownership, media sentiment, risk, valuation, earnings and dividends.
Banc of California has a beta of 1.17, indicating that its share price is 17% more volatile than the S&P 500. Comparatively, MGIC Investment has a beta of 1.24, indicating that its share price is 24% more volatile than the S&P 500.
Banc of California pays an annual dividend of $0.40 per share and has a dividend yield of 2.9%. MGIC Investment pays an annual dividend of $0.46 per share and has a dividend yield of 2.2%. Banc of California pays out -12.0% of its earnings in the form of a dividend. MGIC Investment pays out 17.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banc of California is clearly the better dividend stock, given its higher yield and lower payout ratio.
Banc of California currently has a consensus price target of $16.31, indicating a potential upside of 17.69%. MGIC Investment has a consensus price target of $21.67, indicating a potential upside of 3.17%. Given Banc of California's stronger consensus rating and higher probable upside, research analysts clearly believe Banc of California is more favorable than MGIC Investment.
MGIC Investment has a net margin of 62.85% compared to Banc of California's net margin of -29.10%. MGIC Investment's return on equity of 15.00% beat Banc of California's return on equity.
86.9% of Banc of California shares are held by institutional investors. Comparatively, 95.6% of MGIC Investment shares are held by institutional investors. 7.4% of Banc of California shares are held by insiders. Comparatively, 1.1% of MGIC Investment shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
MGIC Investment received 172 more outperform votes than Banc of California when rated by MarketBeat users. Likewise, 67.18% of users gave MGIC Investment an outperform vote while only 58.86% of users gave Banc of California an outperform vote.
In the previous week, MGIC Investment had 1 more articles in the media than Banc of California. MarketBeat recorded 5 mentions for MGIC Investment and 4 mentions for Banc of California. Banc of California's average media sentiment score of 1.39 beat MGIC Investment's score of 1.26 indicating that Banc of California is being referred to more favorably in the media.
MGIC Investment has higher revenue and earnings than Banc of California. Banc of California is trading at a lower price-to-earnings ratio than MGIC Investment, indicating that it is currently the more affordable of the two stocks.
Summary
MGIC Investment beats Banc of California on 12 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BANC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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