FISI vs. PFIS, FDBC, FLIC, GNTY, BDGE, SASR, PEBO, GABC, LBAI, and SBSI
Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Peoples Financial Services (PFIS), Fidelity D & D Bancorp (FDBC), First of Long Island (FLIC), Guaranty Bancshares (GNTY), Bridge Bancorp (BDGE), Sandy Spring Bancorp (SASR), Peoples Bancorp (PEBO), German American Bancorp (GABC), Lakeland Bancorp (LBAI), and Southside Bancshares (SBSI). These companies are all part of the "finance" sector.
Peoples Financial Services (NASDAQ:PFIS) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, media sentiment, dividends, valuation, community ranking, analyst recommendations, risk and earnings.
In the previous week, Peoples Financial Services had 2 more articles in the media than Financial Institutions. MarketBeat recorded 5 mentions for Peoples Financial Services and 3 mentions for Financial Institutions. Peoples Financial Services' average media sentiment score of 0.96 beat Financial Institutions' score of 0.70 indicating that Financial Institutions is being referred to more favorably in the news media.
Peoples Financial Services pays an annual dividend of $1.64 per share and has a dividend yield of 4.2%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 6.8%. Peoples Financial Services pays out 50.3% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Peoples Financial Services has raised its dividend for 7 consecutive years and Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Peoples Financial Services has a net margin of 13.81% compared to Peoples Financial Services' net margin of 11.53%. Peoples Financial Services' return on equity of 9.66% beat Financial Institutions' return on equity.
Financial Institutions has higher revenue and earnings than Peoples Financial Services. Financial Institutions is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks.
Financial Institutions received 186 more outperform votes than Peoples Financial Services when rated by MarketBeat users. Likewise, 58.25% of users gave Financial Institutions an outperform vote while only 55.15% of users gave Peoples Financial Services an outperform vote.
Peoples Financial Services currently has a consensus price target of $45.00, suggesting a potential upside of 15.41%. Financial Institutions has a consensus price target of $20.67, suggesting a potential upside of 17.36%. Given Peoples Financial Services' higher possible upside, analysts clearly believe Financial Institutions is more favorable than Peoples Financial Services.
Peoples Financial Services has a beta of 0.48, meaning that its stock price is 52% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.88, meaning that its stock price is 12% less volatile than the S&P 500.
31.7% of Peoples Financial Services shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 4.1% of Peoples Financial Services shares are owned by insiders. Comparatively, 2.7% of Financial Institutions shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Summary
Financial Institutions beats Peoples Financial Services on 12 of the 19 factors compared between the two stocks.
Get Financial Institutions News Delivered to You Automatically
Sign up to receive the latest news and ratings for FISI and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart
Financial Institutions Competitors List
Related Companies and Tools