First Citizens BancShares (FCNCA) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and Citizens Financial Group (NYSE:CFG) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, community ranking, earnings, profitability, institutional ownership, dividends and risk.

Is FCNCA or CFG a better dividend stock?

First Citizens BancShares pays an annual dividend of $6.56 per share and has a dividend yield of 0.4%. Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 4.8%. First Citizens BancShares pays out 3.6% of its earnings in the form of a dividend. Citizens Financial Group pays out 60.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals and insiders hold more shares of FCNCA or CFG?

61.2% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 94.9% of Citizens Financial Group shares are owned by institutional investors. 13.4% of First Citizens BancShares shares are owned by company insiders. Comparatively, 0.6% of Citizens Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has more volatility & risk, FCNCA or CFG?

First Citizens BancShares has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, Citizens Financial Group has a beta of 1.12, meaning that its share price is 12% more volatile than the S&P 500.

Is FCNCA or CFG more profitable?

First Citizens BancShares has a net margin of 18.22% compared to Citizens Financial Group's net margin of 11.52%. First Citizens BancShares' return on equity of 15.48% beat Citizens Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.22%	15.48%	1.44%
Citizens Financial Group	11.52%	6.62%	0.64%

Which has higher earnings and valuation, FCNCA or CFG?

First Citizens BancShares has higher earnings, but lower revenue than Citizens Financial Group. First Citizens BancShares is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$12.09B	2.04	$11.47B	$180.13	9.43
Citizens Financial Group	$12.19B	1.32	$1.61B	$2.76	12.79

Do analysts rate FCNCA or CFG?

First Citizens BancShares currently has a consensus target price of $1,829.90, indicating a potential upside of 7.74%. Citizens Financial Group has a consensus target price of $37.73, indicating a potential upside of 6.92%. Given First Citizens BancShares' stronger consensus rating and higher probable upside, equities research analysts plainly believe First Citizens BancShares is more favorable than Citizens Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	5 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.55
Citizens Financial Group	0 Sell rating(s)	9 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.44

Does the MarketBeat Community believe in FCNCA or CFG?

Citizens Financial Group received 342 more outperform votes than First Citizens BancShares when rated by MarketBeat users. Likewise, 62.58% of users gave Citizens Financial Group an outperform vote while only 56.51% of users gave First Citizens BancShares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 178 56.51%	Underperform Votes 137 43.49%
Citizens Financial Group	Outperform Votes 520 62.58%	Underperform Votes 311 37.42%

Does the media refer more to FCNCA or CFG?

In the previous week, First Citizens BancShares had 8 more articles in the media than Citizens Financial Group. MarketBeat recorded 11 mentions for First Citizens BancShares and 3 mentions for Citizens Financial Group. Citizens Financial Group's average media sentiment score of 1.58 beat First Citizens BancShares' score of 0.65 indicating that Citizens Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	3 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Citizens Financial Group	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

First Citizens BancShares beats Citizens Financial Group on 11 of the 20 factors compared between the two stocks.