FISI vs. PFIS, FDBC, FLIC, GNTY, BDGE, PFBC, PEBO, SASR, GABC, and LBAI
Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Peoples Financial Services (PFIS), Fidelity D & D Bancorp (FDBC), First of Long Island (FLIC), Guaranty Bancshares (GNTY), Bridge Bancorp (BDGE), Preferred Bank (PFBC), Peoples Bancorp (PEBO), Sandy Spring Bancorp (SASR), German American Bancorp (GABC), and Lakeland Bancorp (LBAI). These companies are all part of the "finance" sector.
Peoples Financial Services (NASDAQ:PFIS) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, community ranking, earnings, risk and media sentiment.
Peoples Financial Services has a beta of 0.5, indicating that its stock price is 50% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500.
Peoples Financial Services has a net margin of 13.81% compared to Peoples Financial Services' net margin of 11.53%. Peoples Financial Services' return on equity of 9.66% beat Financial Institutions' return on equity.
Peoples Financial Services pays an annual dividend of $1.64 per share and has a dividend yield of 4.3%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 6.9%. Peoples Financial Services pays out 50.3% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Peoples Financial Services has increased its dividend for 7 consecutive years and Financial Institutions has increased its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Peoples Financial Services currently has a consensus target price of $45.00, suggesting a potential upside of 17.34%. Financial Institutions has a consensus target price of $20.67, suggesting a potential upside of 18.10%. Given Peoples Financial Services' higher probable upside, analysts clearly believe Financial Institutions is more favorable than Peoples Financial Services.
31.7% of Peoples Financial Services shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 4.1% of Peoples Financial Services shares are owned by insiders. Comparatively, 2.7% of Financial Institutions shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
In the previous week, Financial Institutions had 2 more articles in the media than Peoples Financial Services. MarketBeat recorded 2 mentions for Financial Institutions and 0 mentions for Peoples Financial Services. Peoples Financial Services' average media sentiment score of 1.23 beat Financial Institutions' score of 1.02 indicating that Financial Institutions is being referred to more favorably in the news media.
Financial Institutions has higher revenue and earnings than Peoples Financial Services. Financial Institutions is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks.
Financial Institutions received 186 more outperform votes than Peoples Financial Services when rated by MarketBeat users. Likewise, 58.25% of users gave Financial Institutions an outperform vote while only 55.15% of users gave Peoples Financial Services an outperform vote.
Summary
Financial Institutions beats Peoples Financial Services on 13 of the 19 factors compared between the two stocks.
Get Financial Institutions News Delivered to You Automatically
Sign up to receive the latest news and ratings for FISI and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Financial Institutions Competitors List
Related Companies and Tools
