Primis Financial (FRST) Competitors

First Internet Bancorp (NASDAQ:INBK) and Primis Financial (NASDAQ:FRST) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, community ranking, profitability, risk, institutional ownership, valuation, dividends, analyst recommendations and media sentiment.

Is INBK or FRST a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.8%. Primis Financial pays an annual dividend of $0.40 per share and has a dividend yield of 3.8%. First Internet Bancorp pays out 12.6% of its earnings in the form of a dividend. Primis Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community prefer INBK or FRST?

First Internet Bancorp received 254 more outperform votes than Primis Financial when rated by MarketBeat users. Likewise, 62.20% of users gave First Internet Bancorp an outperform vote while only 37.50% of users gave Primis Financial an outperform vote.

Company	Underperform	Outperform
First Internet Bancorp	Outperform Votes 260 62.20%	Underperform Votes 158 37.80%
Primis Financial	Outperform Votes 6 37.50%	Underperform Votes 10 62.50%

Do analysts prefer INBK or FRST?

First Internet Bancorp presently has a consensus target price of $35.75, suggesting a potential upside of 21.35%. Given Primis Financial's higher possible upside, equities analysts clearly believe First Internet Bancorp is more favorable than Primis Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Primis Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is INBK or FRST more profitable?

Primis Financial has a net margin of 8.73% compared to Primis Financial's net margin of 5.84%. First Internet Bancorp's return on equity of 5.90% beat Primis Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	5.84%	4.64%	0.32%
Primis Financial	8.73%	5.90%	0.58%

Which has stronger valuation and earnings, INBK or FRST?

Primis Financial has lower revenue, but higher earnings than First Internet Bancorp. Primis Financial is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$265.57M	0.96	$8.42M	$1.90	15.51
Primis Financial	$244.23M	1.06	$9.94M	$0.86	12.20

Does the media prefer INBK or FRST?

In the previous week, First Internet Bancorp had 2 more articles in the media than Primis Financial. MarketBeat recorded 4 mentions for First Internet Bancorp and 2 mentions for Primis Financial. Primis Financial's average media sentiment score of 0.92 beat First Internet Bancorp's score of 0.44 indicating that First Internet Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
First Internet Bancorp	Positive
Primis Financial	Neutral

Which has more risk & volatility, INBK or FRST?

First Internet Bancorp has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, Primis Financial has a beta of 0.78, meaning that its share price is 22% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of INBK or FRST?

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 75.0% of Primis Financial shares are held by institutional investors. 7.1% of First Internet Bancorp shares are held by insiders. Comparatively, 11.1% of Primis Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

First Internet Bancorp beats Primis Financial on 10 of the 19 factors compared between the two stocks.