USCB vs. QCRH, GABC, OBK, OBNK, LBAI, SBSI, AMAL, FMBH, CTBI, and CNOB
Should you be buying USCB Financial stock or one of its competitors? The main competitors of USCB Financial include QCR (QCRH), German American Bancorp (GABC), Origin Bancorp (OBK), Origin Bancorp (OBNK), Lakeland Bancorp (LBAI), Southside Bancshares (SBSI), Amalgamated Financial (AMAL), First Mid Bancshares (FMBH), Community Trust Bancorp (CTBI), and ConnectOne Bancorp (CNOB). These companies are all part of the "state commercial banks" industry.
USCB Financial (NASDAQ:USCB) and QCR (NASDAQ:QCRH) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, institutional ownership, community ranking, valuation, risk, analyst recommendations, media sentiment, earnings and profitability.
In the previous week, USCB Financial had 2 more articles in the media than QCR. MarketBeat recorded 2 mentions for USCB Financial and 0 mentions for QCR. USCB Financial's average media sentiment score of 0.00 equaled QCR'saverage media sentiment score.
USCB Financial pays an annual dividend of $0.20 per share and has a dividend yield of 1.6%. QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.4%. USCB Financial pays out 26.0% of its earnings in the form of a dividend. QCR pays out 3.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
QCR has a net margin of 19.92% compared to USCB Financial's net margin of 13.08%. QCR's return on equity of 13.23% beat USCB Financial's return on equity.
QCR has higher revenue and earnings than USCB Financial. QCR is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.
QCR received 282 more outperform votes than USCB Financial when rated by MarketBeat users. Likewise, 65.62% of users gave QCR an outperform vote while only 55.56% of users gave USCB Financial an outperform vote.
USCB Financial currently has a consensus target price of $13.33, suggesting a potential upside of 9.92%. QCR has a consensus target price of $72.00, suggesting a potential upside of 28.27%. Given QCR's stronger consensus rating and higher probable upside, analysts clearly believe QCR is more favorable than USCB Financial.
USCB Financial has a beta of 0.38, suggesting that its share price is 62% less volatile than the S&P 500. Comparatively, QCR has a beta of 0.97, suggesting that its share price is 3% less volatile than the S&P 500.
61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 70.0% of QCR shares are owned by institutional investors. 48.5% of USCB Financial shares are owned by insiders. Comparatively, 3.7% of QCR shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Summary
QCR beats USCB Financial on 14 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding USCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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