OMF vs. AFRM, CACC, SLM, NNI, BFH, ENVA, OCSL, LC, LPRO, and WRLD
Should you be buying OneMain stock or one of its competitors? The main competitors of OneMain include Affirm (AFRM), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), LendingClub (LC), Open Lending (LPRO), and World Acceptance (WRLD). These companies are all part of the "personal credit institutions" industry.
Affirm (NASDAQ:AFRM) and OneMain (NYSE:OMF) are both mid-cap business services companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, community ranking, media sentiment, valuation, profitability, risk, analyst recommendations, dividends and institutional ownership.
OneMain has a net margin of 13.29% compared to OneMain's net margin of -32.17%. Affirm's return on equity of 20.78% beat OneMain's return on equity.
Affirm currently has a consensus price target of $27.53, suggesting a potential downside of 5.95%. OneMain has a consensus price target of $54.62, suggesting a potential upside of 11.19%. Given Affirm's stronger consensus rating and higher possible upside, analysts plainly believe OneMain is more favorable than Affirm.
In the previous week, OneMain had 2 more articles in the media than Affirm. MarketBeat recorded 5 mentions for OneMain and 3 mentions for Affirm. OneMain's average media sentiment score of 0.98 beat Affirm's score of 0.43 indicating that Affirm is being referred to more favorably in the media.
69.3% of Affirm shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 13.1% of Affirm shares are owned by company insiders. Comparatively, 0.5% of OneMain shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
OneMain received 396 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 66.19% of users gave OneMain an outperform vote while only 33.33% of users gave Affirm an outperform vote.
Affirm has a beta of 3.56, meaning that its share price is 256% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.63, meaning that its share price is 63% more volatile than the S&P 500.
OneMain has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than OneMain, indicating that it is currently the more affordable of the two stocks.
Summary
OneMain beats Affirm on 14 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OMF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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