BFH vs. OMF, CACC, SLM, NNI, ENVA, OCSL, LC, LPRO, WRLD, and ATLC
Should you be buying Bread Financial stock or one of its competitors? The main competitors of Bread Financial include OneMain (OMF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Enova International (ENVA), Oaktree Specialty Lending (OCSL), LendingClub (LC), Open Lending (LPRO), World Acceptance (WRLD), and Atlanticus (ATLC). These companies are all part of the "personal credit institutions" industry.
Bread Financial (NYSE:BFH) and OneMain (NYSE:OMF) are both mid-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, community ranking, risk, media sentiment, dividends, institutional ownership, analyst recommendations, profitability and earnings.
OneMain received 458 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 66.15% of users gave OneMain an outperform vote while only 14.89% of users gave Bread Financial an outperform vote.
Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 2.1%. OneMain pays an annual dividend of $4.16 per share and has a dividend yield of 8.5%. Bread Financial pays out 10.6% of its earnings in the form of a dividend. OneMain pays out 81.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.
99.5% of Bread Financial shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 0.6% of Bread Financial shares are owned by insiders. Comparatively, 0.5% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
OneMain has a net margin of 13.29% compared to Bread Financial's net margin of 8.08%. OneMain's return on equity of 20.78% beat Bread Financial's return on equity.
Bread Financial presently has a consensus target price of $39.17, suggesting a potential downside of 3.29%. OneMain has a consensus target price of $54.38, suggesting a potential upside of 10.70%. Given OneMain's stronger consensus rating and higher probable upside, analysts plainly believe OneMain is more favorable than Bread Financial.
Bread Financial has higher revenue and earnings than OneMain. Bread Financial is trading at a lower price-to-earnings ratio than OneMain, indicating that it is currently the more affordable of the two stocks.
Bread Financial has a beta of 1.94, suggesting that its stock price is 94% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.59, suggesting that its stock price is 59% more volatile than the S&P 500.
In the previous week, OneMain had 1 more articles in the media than Bread Financial. MarketBeat recorded 12 mentions for OneMain and 11 mentions for Bread Financial. OneMain's average media sentiment score of 0.89 beat Bread Financial's score of 0.58 indicating that OneMain is being referred to more favorably in the news media.
Summary
OneMain beats Bread Financial on 13 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BFH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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