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Atlanticus (ATLC) Competitors

$25.70
-0.34 (-1.31%)
(As of 05/31/2024 ET)

ATLC vs. LC, LPRO, WRLD, RM, ENVA, SC, DFS, AFRM, CACC, and OMF

Should you be buying Atlanticus stock or one of its competitors? The main competitors of Atlanticus include LendingClub (LC), Open Lending (LPRO), World Acceptance (WRLD), Regional Management (RM), Enova International (ENVA), Santander Consumer USA (SC), Discover Financial Services (DFS), Affirm (AFRM), Credit Acceptance (CACC), and OneMain (OMF).

Atlanticus vs.

Atlanticus (NASDAQ:ATLC) and LendingClub (NYSE:LC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, dividends, earnings, valuation, profitability, community ranking, risk and institutional ownership.

14.2% of Atlanticus shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 51.8% of Atlanticus shares are owned by insiders. Comparatively, 3.3% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, LendingClub had 1 more articles in the media than Atlanticus. MarketBeat recorded 7 mentions for LendingClub and 6 mentions for Atlanticus. Atlanticus' average media sentiment score of 0.92 beat LendingClub's score of -0.05 indicating that Atlanticus is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Atlanticus
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Atlanticus currently has a consensus target price of $40.50, indicating a potential upside of 57.59%. LendingClub has a consensus target price of $11.42, indicating a potential upside of 27.99%. Given Atlanticus' higher probable upside, research analysts clearly believe Atlanticus is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atlanticus
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
LendingClub
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

Atlanticus has a beta of 1.87, indicating that its share price is 87% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2, indicating that its share price is 100% more volatile than the S&P 500.

Atlanticus has a net margin of 8.67% compared to LendingClub's net margin of 4.69%. Atlanticus' return on equity of 26.67% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
Atlanticus8.67% 26.67% 3.90%
LendingClub 4.69%3.04%0.43%

Atlanticus has higher revenue and earnings than LendingClub. Atlanticus is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Atlanticus$1.16B0.33$102.85M$4.246.06
LendingClub$864.62M1.15$38.94M$0.3426.24

LendingClub received 447 more outperform votes than Atlanticus when rated by MarketBeat users. However, 62.89% of users gave Atlanticus an outperform vote while only 60.86% of users gave LendingClub an outperform vote.

CompanyUnderperformOutperform
AtlanticusOutperform Votes
122
62.89%
Underperform Votes
72
37.11%
LendingClubOutperform Votes
569
60.86%
Underperform Votes
366
39.14%

Summary

Atlanticus beats LendingClub on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ATLC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ATLC vs. The Competition

MetricAtlanticusPersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$380.10M$4.62B$9.72B$7.96B
Dividend YieldN/A4.68%5.96%4.01%
P/E Ratio6.0616.2245.5118.57
Price / Sales0.332.19109.7891.65
Price / Cash3.339.4516.4131.51
Price / Book0.921.773.304.59
Net Income$102.85M$318.54M$1.01B$213.90M
7 Day Performance0.86%0.54%0.39%0.87%
1 Month Performance-3.96%2.02%3.04%3.60%
1 Year Performance-26.15%16.58%17.32%7.91%

Atlanticus Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.8257 of 5 stars
$8.92
+0.8%
$11.42
+28.0%
+7.5%$991.19M$864.62M26.241,025Short Interest ↑
LPRO
Open Lending
1.3823 of 5 stars
$6.47
+2.4%
$6.79
+4.9%
-37.6%$771M$117.46M58.82210
WRLD
World Acceptance
0.9489 of 5 stars
$128.49
+0.7%
$56.00
-56.4%
+16.6%$751.01M$573.21M9.692,872
RM
Regional Management
3.8272 of 5 stars
$27.50
0.0%
$29.00
+5.5%
+4.9%$272.15M$551.40M11.962,081Positive News
ENVA
Enova International
1.2848 of 5 stars
$61.65
+1.2%
$67.60
+9.7%
+32.0%$1.74B$2.12B11.091,675Short Interest ↑
SC
Santander Consumer USA
0 of 5 stars
$41.60
flat
N/A+0.0%$12.73B$8.09B4.145,576High Trading Volume
DFS
Discover Financial Services
4.9618 of 5 stars
$122.66
+1.3%
$126.29
+3.0%
+16.5%$30.74B$20.61B13.9921,100Analyst Forecast
Short Interest ↓
Analyst Revision
Positive News
High Trading Volume
AFRM
Affirm
1.7082 of 5 stars
$29.27
-0.3%
$27.53
-6.0%
+100.8%$9.05B$1.59B-13.132,171Short Interest ↓
CACC
Credit Acceptance
2.8526 of 5 stars
$490.83
+0.7%
$402.33
-18.0%
+9.3%$5.94B$1.93B25.182,232Positive News
OMF
OneMain
4.9943 of 5 stars
$49.12
+1.4%
$54.62
+11.2%
+25.7%$5.89B$4.56B9.589,100

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This page (NASDAQ:ATLC) was last updated on 6/2/2024 by MarketBeat.com Staff

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