RM vs. ECPG, PRAA, WRLD, EZPW, GDOT, NICK, AXP, COF, DFS, and CACC
Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Nicholas Financial (NICK), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.
Encore Capital Group (NASDAQ:ECPG) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, earnings, valuation, risk, community ranking, dividends, analyst recommendations, institutional ownership and media sentiment.
Regional Management has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.
Encore Capital Group received 25 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 61.69% of users gave Encore Capital Group an outperform vote while only 59.40% of users gave Regional Management an outperform vote.
98.9% of Regional Management shares are held by institutional investors. 2.6% of Encore Capital Group shares are held by company insiders. Comparatively, 10.5% of Regional Management shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Regional Management has a net margin of 4.01% compared to Regional Management's net margin of -16.30%. Encore Capital Group's return on equity of 10.70% beat Regional Management's return on equity.
In the previous week, Encore Capital Group and Encore Capital Group both had 3 articles in the media. Regional Management's average media sentiment score of 1.67 beat Encore Capital Group's score of 0.39 indicating that Encore Capital Group is being referred to more favorably in the media.
Encore Capital Group presently has a consensus target price of $66.50, suggesting a potential upside of 50.32%. Regional Management has a consensus target price of $29.00, suggesting a potential upside of 5.45%. Given Regional Management's stronger consensus rating and higher possible upside, research analysts clearly believe Encore Capital Group is more favorable than Regional Management.
Encore Capital Group has a beta of 1.38, indicating that its stock price is 38% more volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.45, indicating that its stock price is 45% more volatile than the S&P 500.
Summary
Encore Capital Group beats Regional Management on 9 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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