Melissa Brock, Contributing Author at MarketBeat Articles by Melissa Brock - Page 11August 13, 2021 4:08 AM ETWhat to Do if Your Employer Doesn't Offer a 401(k) — it Could Cost You Millions if You Don't Take ActionMelissa BrockDon't have a 401(k) through work? It could cost you millions. Here's what you can do about it.Read What to Do if Your Employer Doesn't Offer a 401(k) — it Could Cost You Millions if You Don't Take ActionAugust 13, 2021 4:00 AM ETAre You And Your Spouse on the Same Wavelength with Your Trading? It Can Take a Toll if NotMelissa BrockAs a trader, you may thrive in your little world of candlesticks and strangles, but someone else might not be so amused: Your spouse. Here's what to do if you're not on the same page.Read Are You And Your Spouse on the Same Wavelength with Your Trading? It Can Take a Toll if NotAugust 12, 2021 4:05 AM ET5 Warning Signs of Mistreatment in Your 401(k) and What to Do About ItMelissa BrockDo you suspect that your employer is mistreating your 401(k)? Here's how to find out. You may not even know that issues exist within your 401(k), so that's why the Department of Labor (DOL) issues warning signs to help employees discover whether their 401(k) contributions have been misused. Take a look at the following warning signs from the DOL.Read 5 Warning Signs of Mistreatment in Your 401(k) and What to Do About ItAugust 11, 2021 4:10 AM ETWhat Leaving the Workforce Means for Your PortfolioMelissa BrockConsidering leaving the workforce for greener grass? Check out these future money considerations first.Read What Leaving the Workforce Means for Your PortfolioAugust 10, 2021 3:00 AM ETWhy Millennials Could Become the Wealthiest Generation in History (and How to Join the Club)Melissa BrockAre you a Millennial? You have amazing power at your disposal. Here's how to reap what you can if you haven't yet gotten started.Read Why Millennials Could Become the Wealthiest Generation in History (and How to Join the Club)August 9, 2021 4:00 AM ETWhy You Might Want to Look into Cryptocurrencies to Build Long-Term Wealth (and Why You Might Not)Melissa BrockExperts say to invest in cryptocurrency for the long term. Here's why you might want to or might want to steer clear of it altogether.Read Why You Might Want to Look into Cryptocurrencies to Build Long-Term Wealth (and Why You Might Not)August 6, 2021 4:07 AM ETDo You Actually Have a Millionaire Mindset? Let's Find OutMelissa BrockDo you know that it also takes specific mental energy to make it to millionaire status? You've probably heard this, but a reminder about millionaire mindsets doesn't hurt!Read Do You Actually Have a Millionaire Mindset? Let's Find OutAugust 5, 2021 4:00 AM ETSurvey Says: Retirees Wish They'd Saved More. Will You Be in the Same Boat?Melissa BrockAn in-depth survey of 2,000 retirees detailed information about their income and feelings about their retirement situation. What can we learn from them? Turns out, a lot.Read Survey Says: Retirees Wish They'd Saved More. Will You Be in the Same Boat?August 4, 2021 4:20 AM ETNot Feeling Financially "Well?" Believe it or Not, it Could Make You Physically SickMelissa BrockEven high earners face financial setbacks. Constant financial problems could lead to mental and physical problems. Here's how to fight against it all.Read Not Feeling Financially "Well?" Believe it or Not, it Could Make You Physically SickAugust 3, 2021 5:00 AM ETReasons Why You Might Want to Avoid a Robo-Advisor: Are You Using One?Melissa BrockThink a robs-advisor seems like the greatest thing since, well, sliced bread? Maybe not. Let's find out why you might want to consider a different option.Read Reasons Why You Might Want to Avoid a Robo-Advisor: Are You Using One?July 30, 2021 4:30 AM ETHigh Earners, Are You Sabotaging Your Wealth? Here's How You Might BeMelissa BrockCalling all millionaires and high earners: What are you actually doing to look after your money? Let's find out.Read High Earners, Are You Sabotaging Your Wealth? Here's How You Might BeJuly 29, 2021 4:30 AM ETWhat's Holding You Back from Your First $1 Million? Check Out These Possible CulpritsMelissa BrockMany wealthy people say that earning their first $1 million was the hardest. Check out these possible roadblocks to your own first $1 million.Read What's Holding You Back from Your First $1 Million? Check Out These Possible CulpritsJuly 28, 2021 1:00 AM ETBest Ways to Generate Tax-Free Income in Retirement: Think About This Stuff NowMelissa BrockNobody wants to pay taxes on hard-earned income in retirement, including you. Here's what you can do to sidestep paying taxes in retirement. Read Best Ways to Generate Tax-Free Income in Retirement: Think About This Stuff NowJuly 27, 2021 3:30 AM ETNot Where You Want to Be at Age 40 with Your Retirement Savings? Here's How to Step it Up.Melissa BrockHave you snoozed through Retirement Savings 101? Did you realize that now, at 40, you need to get going? Here's how. Read Not Where You Want to Be at Age 40 with Your Retirement Savings? Here's How to Step it Up.July 26, 2021 3:00 AM ET3 Signs it's Time to Dump Your Company 401(k) Plan — ProntoMelissa BrockOn the fence as to whether your company offers a good 401(k) plan? It might not. Take a look at the signs why you may need to ditch your company's 401(k) plan right now.Read 3 Signs it's Time to Dump Your Company 401(k) Plan — ProntoJuly 23, 2021 4:00 AM ETThink You Need to Roll Over Your 401(k) After You Leave Your Job? 6 Reasons You Might Not Want to, ExplainedMelissa BrockAre you one of the employees that left or plans to leave during the Great Resignation? Here's why you might want to leave your old 401(k) right where it is — in your old employer's hands.Read Think You Need to Roll Over Your 401(k) After You Leave Your Job? 6 Reasons You Might Not Want to, ExplainedJuly 22, 2021 5:00 AM ETYou've Gotten Your College-Bound Student's First Tuition Bill. Have You Made the Right Tax Moves?Melissa BrockThink you're ready to pay for tuition for college this fall? Watch out for these tax loopholes and pitfalls before you pay that first college bill.Read You've Gotten Your College-Bound Student's First Tuition Bill. Have You Made the Right Tax Moves?July 21, 2021 3:07 AM ETConsidering a Backdoor Roth IRA? Here's Why You May Want to ReconsiderMelissa BrockDoes a Backdoor Roth IRA seem like the magic answer to your tax situation? Let's find out why you might want to avoid this (non)tax-free option.Read Considering a Backdoor Roth IRA? Here's Why You May Want to ReconsiderJuly 20, 2021 4:00 AM ETAre Target Date Funds a Good Idea? Here's Why You Might Want to Rethink YoursMelissa BrockThink a target date retirement fund (lifecycle fund) offers the best way to zero in on the right retirement savings strategy? Maybe not. Let's find out why it might not be your best move.Read Are Target Date Funds a Good Idea? Here's Why You Might Want to Rethink YoursJuly 19, 2021 4:00 AM ETStopped Your Retirement Savings, then Lost Momentum Completely? Here's How to Fix ItMelissa BrockDid you start saving for retirement, then stop? Maybe the pandemic made you hit the pause button. Maybe you had to buy a new car. Or refrigerator. Whatever the reason, you might not be able to get started again. Let's get you back up and going!Read Stopped Your Retirement Savings, then Lost Momentum Completely? Here's How to Fix ItJuly 16, 2021 3:35 AM ETIs a Longevity Annuity a Good Guaranteed Retirement Savings Strategy for You? Melissa BrockThink you might want to tap into a guaranteed income strategy through longevity annuities? Let's go over why people choose them if they're worried about outliving their retirement savings and whether you might want to choose one for your retirement strategy.Read Is a Longevity Annuity a Good Guaranteed Retirement Savings Strategy for You? July 15, 2021 4:00 AM ETBest Retirement Planning Advice Ever: Know ThyselfMelissa BrockDid you neglect taking career assessments during high school or college? You may be sacrificing major retirement savings if you're not in the right career. Knowing yourself can help you earn and save more, especially if you're in a career that really fits your personality and needs.Read Best Retirement Planning Advice Ever: Know ThyselfJuly 14, 2021 5:00 AM ETDid You Just Become a Gig Worker? Start Saving for Retirement Now — or this Might HappenMelissa BrockDid you just become a gig worker? Having trouble getting going on saving for retirement. Me, too. Let's walk through this issue together.Read Did You Just Become a Gig Worker? Start Saving for Retirement Now — or this Might HappenJuly 13, 2021 4:00 AM ETSluggish on Saving for Retirement as a GenXer? Take This ApproachMelissa BrockGenXers, do you have the recommended amount saved for retirement? You might be just shy of that goal, so let's do a quick check. Also, learn more about what you can do using a new idea.Read Sluggish on Saving for Retirement as a GenXer? 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