First Financial Bancorp. Q4 2022 Earnings Report

First Financial Bancorp. EPS Results

• Actual EPS: $0.73
• Consensus EPS: $0.68
• Beat/Miss: Beat by +$0.05
• One Year Ago EPS: $0.58

First Financial Bancorp. Revenue Results

• Actual Revenue: $245.95 million
• Expected Revenue: $199.77 million
• Beat/Miss: Beat by +$46.18 million
• YoY Revenue Growth: N/A

First Financial Bancorp. Announcement Details

• Quarter: Q4 2022
• Date: 1/27/2023
• Time: After Market Closes

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking, savings, and money-market accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; lease and equipment financing services; and currency payments, foreign exchange hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.