AAC's remaining surplus note debt as of September 30, 2023 was $982,000,000 inclusive of accrued and unpaid interest. Shareholders' equity of 1,270,000,000 or $28 per share at September 30, 2023 was up slightly from $27.59 per share at June 30, 2023. The increase was driven by $66,000,000 of net income, partially set by a $23,000,000 increase to unrealized losses on available for sale investments and foreign exchange translation losses related to AUK of 29,000,000 Adjusted book value of $1,260,000,000 or $27.90 per share at September 30, 2023 was up over 3% from $26.97 per share at June 30, 2023. During the quarter, we repurchased 120,000 shares at an average price of $12.94 per share, which when combined with other repurchases in the year largely offset shares issued in 2023 from employee and board member compensation. At September 30, 2023, AFG on a standalone basis, excluding investments and subs, had cash, Investments in net receivables of approximately $209,000,000 or $4.62 per share.