China Minsheng Banking (OTCMKTS:CGMBF) Corporation Ltd. (OTCMKTS: CGMBF) is a commercial bank headquartered in Beijing, China, primarily focused on serving small to medium-sized enterprises (SMEs) alongside larger corporate and retail clients. As one of the first domestically founded joint-stock commercial banks in China, it offers a broad suite of financial products and services including corporate lending, trade finance, treasury operations, and wealth management solutions. The bank’s retail operations provide personal deposit accounts, consumer loans, credit cards, e‐banking and mobile banking platforms designed to meet the needs of individual customers across urban and rural markets.
Founded in 1996 and officially commencing operations in 1999, China Minsheng Banking emerged as a pioneer in private-sector financial services in China. Since its inception, the bank has expanded its branch network across the country, establishing outlets in key economic regions such as Beijing, Shanghai, Guangdong, and inland provinces. In addition to its domestic footprint, China Minsheng Banking has developed an international presence with representative offices and branches in financial centers including Hong Kong, New York and London, allowing it to support cross-border trade and investment flows for its clients.
The bank’s product offerings span commercial and consumer finance, encompassing project loans, supply‐chain financing, property mortgage loans and factoring services. Its treasury division provides foreign exchange, bond underwriting and structured‐product solutions, while its investment banking arm advises on mergers and acquisitions, securities issuance and capital market transactions. Governed by an experienced board of directors and supported by a management team with deep expertise in banking and financial markets, China Minsheng Banking continues to leverage digital technologies and risk‐management frameworks to strengthen its service capabilities and support the evolving needs of its SME and retail customer base.
