Pacific Premier Bancorp (NASDAQ:PPBI), Inc. is the bank holding company for Pacific Premier Bank, a full-service commercial bank headquartered in Irvine, California. Founded in 1983, the company has grown through a combination of organic expansion and strategic acquisitions, including the merger with Opus Bank in 2020. Pacific Premier Bancorp provides a range of banking and financial services tailored to small and mid-sized businesses, professionals, and affluent individuals.
The company’s core offerings include commercial lending, treasury management, deposit products, and investment services. Commercial lending products feature equipment financing, commercial real estate loans, and lines of credit designed to support working capital needs. On the deposit side, Pacific Premier Bancorp provides checking, savings, and money market accounts alongside certificates of deposit, supported by online and mobile banking platforms. The company also offers comprehensive wealth management services through its affiliated investment advisory arm, helping clients develop customized financial plans and manage portfolios.
With a presence in California, Washington, Nevada, and Arizona, Pacific Premier Bancorp serves a diverse customer base across key West Coast and Southwestern markets. The bank’s branch network and regional lending teams focus on cultivating deep relationships within local communities, offering personalized service and industry expertise in sectors such as real estate, healthcare, professional services, and technology. Treasury management solutions, including ACH origination, wire transfers, and fraud prevention tools, help commercial clients streamline cash flow and safeguard receivables.
Under the leadership of Chairman and Chief Executive Officer Paul H. Cummings Jr., Pacific Premier Bancorp emphasizes disciplined credit practices and targeted growth initiatives. The company maintains a focus on operational efficiency and risk management while investing in digital platforms to enhance the customer experience. Governance is overseen by an experienced board of directors, with committees dedicated to audit, risk, and compensation oversight, reflecting the company’s commitment to sound corporate stewardship.
