Independent Bank (NASDAQ:IBCP) Group, Inc. (NASDAQ: IBCP) is a bank holding company whose primary subsidiary, Independent Bank, offers community-focused banking services throughout Texas. Headquartered in McKinney, the company operates a network of full-service branches across major metropolitan and regional markets, aiming to deliver personalized financial solutions to individuals, families, and businesses.
The bank’s core activities encompass a wide range of commercial and consumer banking services. On the commercial side, Independent Bank provides lending products such as commercial real estate loans, construction financing, and lines of credit tailored to small and middle-market enterprises. For individual clients, the institution offers checking and savings accounts, residential mortgages, home equity loans, personal lines of credit and automobile financing. Complementing these lending and deposit services are treasury and cash management tools, online and mobile banking platforms, and merchant services designed to streamline payment and receivables processes.
Beyond traditional banking, Independent Bank Group maintains a wealth management arm through Independent Financial Services, offering advisory, trust and estate‐planning services to high-net-worth clients. This division leverages in-house trust capabilities and partnerships with third-party asset managers to deliver customized investment strategies and fiduciary oversight. Through its community approach, the company emphasizes relationship banking, locally empowered decision-making, and active engagement in civic and economic development initiatives within its markets.
Founded in 1881 as a local banking institution in Galveston, Texas, Independent Bank has evolved through organic growth and strategic branch expansions to serve a diversified clientele. Since 2013, Steven C. Goodwin has led the organization as president and chief executive officer, supported by a senior management team with deep experience in regional banking. The company’s board of directors comprises community and industry leaders who guide its commitment to prudent risk management, customer service excellence and long-term value creation for shareholders and stakeholders alike.
