NASDAQ:BOTJ Bank of the James Financial Group (BOTJ) Stock Price, News & Analysis $14.54 +0.04 (+0.24%) As of 01:36 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Bank of the James Financial Group Stock (NASDAQ:BOTJ) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get BOTJ alerts:Sign Up Key Stats Today's Range$14.25▼$14.9850-Day Range$12.77▼$14.7852-Week Range$9.65▼$17.05Volume8,202 shsAverage Volume6,664 shsMarket Capitalization$66.50 millionP/E Ratio8.31Dividend Yield2.75%Price TargetN/AConsensus RatingN/A Company OverviewBank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also provides loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it offers other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company provides mortgage banking; investment advisory services; securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1999 and is headquartered in Lynchburg, Virginia.Read More… Remove Ads Bank of the James Financial Group Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks49th Percentile Overall ScoreBOTJ MarketRank™: Bank of the James Financial Group scored higher than 49% of companies evaluated by MarketBeat, and ranked 671st out of 952 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Bank of the James Financial Group. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Bank of the James Financial Group is 8.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.55.Price to Earnings Ratio vs. SectorThe P/E ratio of Bank of the James Financial Group is 8.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.58.Price to Book Value per Share RatioBank of the James Financial Group has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Bank of the James Financial Group's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.10% of the float of Bank of the James Financial Group has been sold short.Short Interest Ratio / Days to CoverBank of the James Financial Group has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Bank of the James Financial Group has recently decreased by 17.39%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldBank of the James Financial Group pays a meaningful dividend of 2.73%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthBank of the James Financial Group does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Bank of the James Financial Group is 22.86%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Bank of the James Financial Group's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.10% of the float of Bank of the James Financial Group has been sold short.Short Interest Ratio / Days to CoverBank of the James Financial Group has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Bank of the James Financial Group has recently decreased by 17.39%, indicating that investor sentiment is improving significantly. News and Social Media2.9 / 5News Sentiment1.21 News SentimentBank of the James Financial Group has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.01 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Bank of the James Financial Group this week, compared to 1 article on an average week. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Bank of the James Financial Group insiders have not sold or bought any company stock.Percentage Held by Insiders15.34% of the stock of Bank of the James Financial Group is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 18.50% of the stock of Bank of the James Financial Group is held by institutions.Read more about Bank of the James Financial Group's insider trading history. Receive BOTJ Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Bank of the James Financial Group and its competitors with MarketBeat's FREE daily newsletter. Email Address BOTJ Stock News HeadlinesBank of the James reports dip in annual net incomeJanuary 31, 2025 | msn.comBank of the James Announces Fourth Quarter, Full Year of 2024 Financial Results and Declaration of DividendJanuary 31, 2025 | globenewswire.comTrump’s Final Plan Presidential insider exposes shocking plot to reshape U.S. economy: The 2025 Trump Reset -- Inside Trump’s secret plan to trigger the greatest transfer of wealth since FDR and LBJ – trillions of dollars could be redistributed.April 1, 2025 | Porter & Company (Ad)Bank of the James announces quarterly dividendJanuary 24, 2025 | msn.comBank of the James Financial Group (NASDAQ:BOTJ) Could Be A Buy For Its Upcoming DividendNovember 17, 2024 | finance.yahoo.comInvesting in Bank of the James Financial Group (NASDAQ:BOTJ) a year ago would have delivered you a 41% gainNovember 8, 2024 | finance.yahoo.comBank of the James Announces Third Quarter, First Nine Months of 2024 Financial Results and Declaration of DividendOctober 25, 2024 | globenewswire.comU.S. Bancorp rating cut, Raymond James raised at Deutsche BankOctober 25, 2024 | msn.comSee More Headlines BOTJ Stock Analysis - Frequently Asked Questions How have BOTJ shares performed this year? Bank of the James Financial Group's stock was trading at $15.87 at the beginning of the year. Since then, BOTJ shares have decreased by 8.4% and is now trading at $14.5350. View the best growth stocks for 2025 here. How were Bank of the James Financial Group's earnings last quarter? Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) released its quarterly earnings data on Friday, January, 31st. The financial services provider reported $0.36 earnings per share (EPS) for the quarter. Bank of the James Financial Group had a trailing twelve-month return on equity of 12.48% and a net margin of 13.29%. How do I buy shares of Bank of the James Financial Group? Shares of BOTJ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Bank of the James Financial Group own? Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of the James Financial Group investors own include NVIDIA (NVDA), Broadcom (AVGO), Builders FirstSource (BLDR), Meta Platforms (META), Adobe (ADBE), Abercrombie & Fitch (ANF) and CrowdStrike (CRWD). Company Calendar Last Earnings1/31/2025Record date for 3/21 Dividend3/07/2025Ex-Dividend for 3/21 Dividend3/07/2025Dividend Payable3/21/2025Today4/01/2025Next Earnings (Estimated)4/25/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:BOTJ CIK1275101 Webwww.bankofthejames.com Phone(434) 846-2000Fax434-846-4450Employees160Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.75 Trailing P/E Ratio8.45 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.94 million Net Margins13.29% Pretax Margin17.08% Return on Equity12.48% Return on Assets0.80% Debt Debt-to-Equity RatioN/A Current Ratio0.81 Quick Ratio0.80 Sales & Book Value Annual Sales$43.56 million Price / Sales1.55 Cash Flow$3.01 per share Price / Cash Flow4.91 Book Value$13.12 per share Price / Book1.13Miscellaneous Outstanding Shares4,575,000Free Float3,873,000Market Cap$67.62 million OptionableNot Optionable Beta0.78 Social Links 7 Top Nuclear Stocks To Buy NowNuclear energy stocks are roaring. It's the hottest energy sector of the year. Cameco Corp, Paladin Energy, and BWX Technologies were all up more than 40% in 2024. The biggest market moves could still be ahead of us, and there are seven nuclear energy stocks that could rise much higher in the next several months. To unlock these tickers, enter your email address below.Get This Free Report This page (NASDAQ:BOTJ) was last updated on 4/1/2025 by MarketBeat.com Staff From Our PartnersA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same in...Chaikin Analytics | SponsoredRetirement Nightmare? It’s Already Happening.The market is on edge. Every day, another company slashes its dividend, leaving investors scrambling. 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