Fidelis Insurance (FIHL) Stock Price, News & Analysis

Company Overview

Fidelis Insurance Holdings Ltd is a Bermuda‐incorporated specialty insurer and reinsurer that underwrites a broad range of liability and property risks. Founded in 2015, the company completed its initial public offering on the New York Stock Exchange in 2016 under the ticker FIHL. Fidelis focuses on providing tailored solutions for complex risks that traditional insurers may find difficult to accommodate, leveraging data analytics and underwriting expertise to structure policies across diverse industry segments.

The company’s product portfolio spans casualty lines—including general liability, excess and umbrella, professional indemnity, and management liability—alongside property, marine, energy and specialty programs. Fidelis also operates a Lloyd’s syndicate (Syndicate 6095) that contributes underwriting capacity for facultative and treaty reinsurance business. By combining admitted and non‐admitted paper, the company can serve both standard and hard‐to‐place risks.

Since its inception, Fidelis has expanded its geographic footprint with key offices in Hamilton, Bermuda; London; Singapore; Zurich; Hong Kong; and New York. This global presence enables the company to write locally regulated business in major markets while also tapping Lloyd’s of London for cross‐border transactions. Fidelis is active in both developed and emerging markets, providing market‐leading expertise in regions where specialty capacity is in high demand.

The firm is governed by an experienced board of directors and a senior management team with deep backgrounds in underwriting, risk management and reinsurance. Through rigorous risk selection and disciplined capital management, Fidelis aims to deliver sustainable underwriting returns while maintaining strong solvency and liquidity profiles. The company’s focus on niche sectors and customized product offerings positions it as a nimble competitor in the specialty insurance landscape.

Key Stats

• Today's Range: $17.58 to $17.95
• 50-Day Range: $16.31 to $18.87
• 52-Week Range: $14.17 to $21.32
• Volume: 428,405 shs
• Average Volume: 437,069 shs
• Market Capitalization: $1.98 billion
• P/E Ratio: N/A
• Dividend Yield: 3.35%
• Price Target: $20.71
• Consensus Rating: Hold

Fidelis Insurance Stock Analysis - MarketRank™

Fidelis Insurance scored higher than 76% of companies evaluated by MarketBeat, and ranked 436th out of 929 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Hold

Consensus Rating

Fidelis Insurance has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 4 buy ratings, 4 hold ratings, and 1 sell rating.

Upside Potential

Fidelis Insurance has a consensus price target of $20.71, representing about 15.8% upside from its current price of $17.89.

Amount of Analyst Coverage

Fidelis Insurance has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 22.12%

Earnings Growth

Earnings for Fidelis Insurance are expected to grow by 22.12% in the coming year, from $3.12 to $3.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Fidelis Insurance is -43.63, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fidelis Insurance is -43.63, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Fidelis Insurance has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.25% of the float of Fidelis Insurance has been sold short.

Short Interest Ratio / Days to Cover

Fidelis Insurance has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fidelis Insurance has recently decreased by 38.19%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Fidelis Insurance pays a meaningful dividend of 3.40%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Fidelis Insurance does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Fidelis Insurance will have a dividend payout ratio of 15.75% next year. This indicates that Fidelis Insurance will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.25% of the float of Fidelis Insurance has been sold short.

Short Interest Ratio / Days to Cover

Fidelis Insurance has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fidelis Insurance has recently decreased by 38.19%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: 0.65

News Sentiment

Fidelis Insurance has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Fidelis Insurance this week, compared to 4 articles on an average week.

Search Interest

Only 1 people have searched for FIHL on MarketBeat in the last 30 days. This is a decrease of -83% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Fidelis Insurance to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Fidelis Insurance insiders have not sold or bought any company stock.

Percentage Held by Institutions

81.99% of the stock of Fidelis Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FIHL Stock Analysis - Frequently Asked Questions

How have FIHL shares performed this year?

Fidelis Insurance's stock was trading at $18.13 at the start of the year. Since then, FIHL shares have decreased by 1.3% and is now trading at $17.8890.

How were Fidelis Insurance's earnings last quarter?

Fidelis Insurance Holdings Limited (NYSE:FIHL) posted its quarterly earnings results on Wednesday, August, 13th. The company reported $0.12 earnings per share (EPS) for the quarter, topping the consensus estimate of ($0.12) by $0.24. The firm earned $1.22 billion during the quarter, compared to analyst estimates of $604.62 million. Fidelis Insurance had a negative net margin of 1.70% and a negative trailing twelve-month return on equity of 1.81%.
Read the conference call transcript.

When did Fidelis Insurance IPO?

Fidelis Insurance (FIHL) raised $210 million in an IPO on Thursday, June 29th 2023. The company issued 15,000,000 shares at $14.00 per share.

Who are Fidelis Insurance's major shareholders?

Fidelis Insurance's top institutional investors include Wedge Capital Management L L P NC (0.07%), CWM LLC (0.01%) and Voya Investment Management LLC (0.01%).

How do I buy shares of Fidelis Insurance?

Shares of FIHL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Fidelis Insurance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Fidelis Insurance investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 8/13/2025
• Record date for 9/26 Dividend: 9/16/2025
• Ex-Dividend for 9/26 Dividend: 9/16/2025
• Dividend Payable: 9/26/2025
• Today: 10/19/2025
• Next Earnings (Confirmed): 11/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Insurance
• Current Symbol: NYSE:FIHL
• CIK: 1636639
• Web: www.fidelisinsurance.com
• Phone: 441-279-2500
• Fax: N/A
• Employees: 77
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Fidelis Insurance: $20.71
• High Price Target: $27.00
• Low Price Target: $16.00
• Potential Upside/Downside: +15.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.41)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 5.73
• P/E Growth: N/A
• Net Income: $113.30 million
• Net Margins: -1.70%
• Pretax Margin: -1.91%
• Return on Equity: -1.81%
• Return on Assets: -0.36%

Debt

• Debt-to-Equity Ratio: 0.36
• Current Ratio: 0.71
• Quick Ratio: 0.71

Sales & Book Value

• Annual Sales: $2.61 billion
• Price / Sales: 0.76
• Cash Flow: $1.04 per share
• Price / Cash Flow: 17.17
• Book Value: $20.76 per share
• Price / Book: 0.86

Miscellaneous

• Outstanding Shares: 110,679,000
• Free Float: N/A
• Market Cap: $1.98 billion
• Optionable: Not Optionable
• Beta: 0.28