QCR (QCRH) Stock Price, News & Analysis

Company Overview

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. The company's loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, it engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. QCR Holdings, Inc. was incorporated in 1993 and is headquartered in Moline, Illinois.

Key Stats

• Today's Range: $66.20 to $72.10
• 50-Day Range: $71.32 to $79.35
• 52-Week Range: $54.37 to $96.08
• Volume: 24,805 shs
• Average Volume: 70,126 shs
• Market Capitalization: $1.13 billion
• P/E Ratio: 9.99
• Dividend Yield: 0.36%
• Price Target: $82.00
• Consensus Rating: Buy

QCR Stock Analysis - MarketRank™

QCR scored higher than 71% of companies evaluated by MarketBeat, and ranked 375th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

QCR has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

QCR has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.82%

Earnings Growth

Earnings for QCR are expected to grow by 9.82% in the coming year, from $6.82 to $7.49 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of QCR is 10.72, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.39.

Price to Earnings Ratio vs. Sector

The P/E ratio of QCR is 10.72, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.76.

Price to Book Value per Share Ratio

QCR has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.99% of the float of QCR has been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in QCR has recently increased by 14.70%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

QCR has a dividend yield of 0.33%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

QCR does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of QCR is 3.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, QCR will have a dividend payout ratio of 3.20% next year. This indicates that QCR will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.99% of the float of QCR has been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in QCR has recently increased by 14.70%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.62

News Sentiment

QCR has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for QCR this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for QCRH on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, QCR insiders have bought 85.65% more of their company's stock than they have sold. Specifically, they have bought $85,846.00 in company stock and sold $46,242.00 in company stock.

Percentage Held by Insiders

Only 3.70% of the stock of QCR is held by insiders.

Percentage Held by Institutions

70.01% of the stock of QCR is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

QCRH Stock Analysis - Frequently Asked Questions

How have QCRH shares performed this year?

QCR's stock was trading at $80.64 on January 1st, 2025. Since then, QCRH stock has decreased by 10.8% and is now trading at $71.90.
View the best growth stocks for 2025 here.

How were QCR's earnings last quarter?

QCR Holdings, Inc. (NASDAQ:QCRH) announced its quarterly earnings data on Wednesday, January, 22nd. The bank reported $1.93 EPS for the quarter, beating analysts' consensus estimates of $1.74 by $0.19. QCR had a trailing twelve-month return on equity of 12.68% and a net margin of 19.06%.

How do I buy shares of QCR?

Shares of QCRH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of QCR own?

Based on aggregate information from My MarketBeat watchlists, some other companies that QCR investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), ServiceNow (NOW), Arista Networks (ANET) and Advanced Micro Devices (AMD).

Company Calendar

• Record date for 1/3 Dividend: 12/13/2024
• Ex-Dividend for 1/3 Dividend: 12/13/2024
• Dividend Payable: 1/03/2025
• Last Earnings: 1/22/2025
• Record date for 4/3 Dividend: 3/19/2025
• Ex-Dividend for 4/3 Dividend: 3/19/2025
• Today: 4/03/2025
• Dividend Payable: 4/03/2025
• Next Earnings (Estimated): 4/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:QCRH
• CIK: 906465
• Web: www.qcrh.com
• Phone: (309) 736-3580
• Fax: 309-743-7705
• Employees: 920
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $82.00
• High Stock Price Target: $82.00
• Low Stock Price Target: $82.00
• Potential Upside/Downside: +22.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $6.71
• Trailing P/E Ratio: 9.99
• Forward P/E Ratio: 9.83
• P/E Growth: N/A
• Net Income: $113.85 million
• Net Margins: 19.06%
• Pretax Margin: 20.94%
• Return on Equity: 12.68%
• Return on Assets: 1.35%

Debt

• Debt-to-Equity Ratio: 0.67
• Current Ratio: 1.02
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $337.71 million
• Price / Sales: 3.36
• Cash Flow: $7.01 per share
• Price / Cash Flow: 9.56
• Book Value: $52.99 per share
• Price / Book: 1.27

Miscellaneous

• Outstanding Shares: 16,901,000
• Free Float: 16,245,000
• Market Cap: $1.13 billion
• Optionable: Optionable
• Beta: 0.98