PRA Group (PRAA) Stock Price, News & Analysis

Company Overview

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit card accounts, private label and other credit card accounts, personal loans, automobile loans, and small business loans from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

Key Stats

• Today's Range: $18.22 to $18.63
• 50-Day Range: $16.25 to $22.67
• 52-Week Range: $15.94 to $28.64
• Volume: 332,795 shs
• Average Volume: 246,986 shs
• Market Capitalization: $732.12 million
• P/E Ratio: 10.35
• Dividend Yield: N/A
• Price Target: $32.00
• Consensus Rating: Buy

PRA Group Stock Analysis - MarketRank™

PRA Group scored higher than 88% of companies evaluated by MarketBeat, and ranked 358th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

PRA Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

PRA Group has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 19.05%

Earnings Growth

Earnings for PRA Group are expected to grow by 19.05% in the coming year, from $2.10 to $2.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PRA Group is 10.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of PRA Group is 10.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.97.

Price to Book Value per Share Ratio

PRA Group has a P/B Ratio of 0.61. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.51% of the float of PRA Group has been sold short.

Short Interest Ratio / Days to Cover

PRA Group has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PRA Group has recently decreased by 18.60%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PRA Group does not currently pay a dividend.

Dividend Growth

PRA Group does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.51% of the float of PRA Group has been sold short.

Short Interest Ratio / Days to Cover

PRA Group has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PRA Group has recently decreased by 18.60%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.36

News Sentiment

PRA Group has a news sentiment score of 1.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.90 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for PRA Group this week, compared to 3 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PRA Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.00% of the stock of PRA Group is held by insiders.

Percentage Held by Institutions

97.22% of the stock of PRA Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PRAA Stock Analysis - Frequently Asked Questions

How have PRAA shares performed this year?

PRA Group's stock was trading at $20.89 on January 1st, 2025. Since then, PRAA shares have decreased by 11.3% and is now trading at $18.53.
View the best growth stocks for 2025 here.

How were PRA Group's earnings last quarter?

PRA Group, Inc. (NASDAQ:PRAA) issued its quarterly earnings results on Wednesday, February, 19th. The business services provider reported $0.47 EPS for the quarter, beating analysts' consensus estimates of $0.45 by $0.02. The business services provider had revenue of $293.23 million for the quarter, compared to the consensus estimate of $275.81 million. PRA Group had a net margin of 6.33% and a trailing twelve-month return on equity of 5.16%.
Read the conference call transcript.

Who are PRA Group's major shareholders?

PRA Group's top institutional investors include Assenagon Asset Management S.A. (1.03%), Principal Financial Group Inc. (0.50%), Rhumbline Advisers (0.29%) and New York State Teachers Retirement System (0.16%). Insiders that own company stock include Vikram A Atal, Steven D Fredrickson, Marjorie Mary Connelly, Brett Lee Paschke and Geir Olsen.
View institutional ownership trends.

How do I buy shares of PRA Group?

Shares of PRAA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of PRA Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that PRA Group investors own include Tesla (TSLA), Meta Platforms (META), Alphabet (GOOG), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Advanced Micro Devices (AMD).

Company Calendar

• Last Earnings: 2/19/2025
• Today: 4/28/2025
• Next Earnings (Estimated): 5/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Short - term business credit
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:PRAA
• CIK: 1185348
• Web: www.pragroup.com
• Phone: (888) 772-7326
• Fax: 757-518-0901
• Employees: 3,280
• Year Founded: 1996

Price Target and Rating

• Average Stock Price Target: $32.00
• High Stock Price Target: $33.00
• Low Stock Price Target: $31.00
• Potential Upside/Downside: +72.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.79
• Trailing P/E Ratio: 10.35
• Forward P/E Ratio: 8.82
• P/E Growth: N/A
• Net Income: $-83,480,000.00
• Net Margins: 6.33%
• Pretax Margin: 9.83%
• Return on Equity: 5.16%
• Return on Assets: 1.32%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.17
• Quick Ratio: 1.19

Sales & Book Value

• Annual Sales: $1.12 billion
• Price / Sales: 0.65
• Cash Flow: $1.53 per share
• Price / Cash Flow: 12.13
• Book Value: $30.27 per share
• Price / Book: 0.61

Miscellaneous

• Outstanding Shares: 39,510,000
• Free Float: 38,638,000
• Market Cap: $732.12 million
• Optionable: Optionable
• Beta: 1.52