Evans Bancorp (EVBN) Stock Price, News & Analysis

Company Overview

Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.

Key Stats

• Today's Range: $38.51 to $39.06
• 50-Day Range: $38.43 to $44.61
• 52-Week Range: $24.07 to $46.21
• Volume: 13,943 shs
• Average Volume: 24,102 shs
• Market Capitalization: $216.95 million
• P/E Ratio: 18.13
• Dividend Yield: 3.39%
• Price Target: N/A
• Consensus Rating: N/A

EVBN Stock Analysis - Frequently Asked Questions

How have EVBN shares performed this year?

Evans Bancorp's stock was trading at $40.85 on January 1st, 2025. Since then, EVBN shares have decreased by 4.6% and is now trading at $38.97.
View the best growth stocks for 2025 here.

How do I buy shares of Evans Bancorp?

Shares of EVBN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Record date for 4/10 Dividend: 3/13/2025
• Ex-Dividend for 4/10 Dividend: 3/13/2025
• Today: 3/31/2025
• Dividend Payable: 4/10/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NYSE:EVBN
• Previous Symbol: NYSE:EVBN
• CIK: 842518
• Web: N/A
• Phone: (716) 926-2032
• Fax: 716-926-2005
• Employees: 380
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.15
• Trailing P/E Ratio: 18.13
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $11.95 million
• Net Margins: 9.89%
• Pretax Margin: 19.99%
• Return on Equity: 6.66%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: 0.86
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $69.21 million
• Price / Sales: 3.13
• Cash Flow: $4.30 per share
• Price / Cash Flow: 9.07
• Book Value: $32.52 per share
• Price / Book: 1.20

Miscellaneous

• Outstanding Shares: 5,567,000
• Free Float: 5,190,000
• Market Cap: $216.95 million
• Optionable: N/A
• Beta: 0.97