Franklin Financial Services (FRAF) Stock Price, News & Analysis

Company Overview

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; and offers safe deposit, pension, and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

Key Stats

• Today's Range: $34.66 to $35.39
• 50-Day Range: $33.20 to $38.02
• 52-Week Range: $25.11 to $38.41
• Volume: 10,870 shs
• Average Volume: 7,815 shs
• Market Capitalization: $154.87 million
• P/E Ratio: 14.01
• Dividend Yield: 3.67%
• Price Target: N/A
• Consensus Rating: N/A

FRAF Stock Analysis - Frequently Asked Questions

How have FRAF shares performed this year?

Franklin Financial Services' stock was trading at $29.90 on January 1st, 2025. Since then, FRAF shares have increased by 16.7% and is now trading at $34.88.
View the best growth stocks for 2025 here.

How were Franklin Financial Services' earnings last quarter?

Franklin Financial Services Co. (NASDAQ:FRAF) released its quarterly earnings data on Tuesday, January, 28th. The company reported $0.11 earnings per share for the quarter. Franklin Financial Services had a trailing twelve-month return on equity of 7.91% and a net margin of 9.64%.

How do I buy shares of Franklin Financial Services?

Shares of FRAF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Franklin Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Franklin Financial Services investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Adobe (ADBE) and Builders FirstSource (BLDR).

Company Calendar

• Last Earnings: 1/28/2025
• Record date for 2/26 Dividend: 2/07/2025
• Ex-Dividend for 2/26 Dividend: 2/07/2025
• Dividend Payable: 2/26/2025
• Today: 4/03/2025
• Next Earnings (Estimated): 4/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FRAF
• CIK: 723646
• Web: www.franklinfin.com
• Phone: (717) 264-6116
• Fax: 717-264-3415
• Employees: 280
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.49
• Trailing P/E Ratio: 14.12
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $11.10 million
• Net Margins: 9.64%
• Pretax Margin: 14.80%
• Return on Equity: 7.91%
• Return on Assets: 0.54%

Debt

• Debt-to-Equity Ratio: 1.60
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $69.89 million
• Price / Sales: 2.23
• Cash Flow: $3.90 per share
• Price / Cash Flow: 9.02
• Book Value: $30.30 per share
• Price / Book: 1.16

Miscellaneous

• Outstanding Shares: 4,440,000
• Free Float: 4,110,000
• Market Cap: $156.07 million
• Optionable: Not Optionable
• Beta: 0.25