Greene County Bancorp (GCBC) Stock Price, News & Analysis

Company Overview

Greene County Bancorp, Inc. is the bank holding company for Greene County Community Bank, a full-service commercial bank based in Waynesburg, Pennsylvania. The company traces its roots to the early 20th century and has cultivated a reputation for community-focused banking in Greene County and the surrounding region of southwestern Pennsylvania.

Through its subsidiary, the company offers a broad range of financial products and services, including personal and business deposit accounts, residential and commercial real estate loans, consumer installment loans, and agricultural financing. Greene County Community Bank also provides treasury management, online and mobile banking platforms, and merchant card services designed to meet the needs of individuals, small businesses, and local agricultural enterprises.

Headquartered in Waynesburg, Greene County Bancorp emphasizes local decision-making and personalized customer relationships. The company’s governance structure and leadership team maintain an objective of supporting economic growth in its service area by partnering with municipal, nonprofit and small-business clients to foster community development and financial inclusion.

Key Stats

• Today's Range: $21.63 to $22.60
• 50-Day Range: $21.50 to $24.73
• 52-Week Range: $20.00 to $35.34
• Volume: 8,246 shs
• Average Volume: 16,398 shs
• Market Capitalization: N/A
• P/E Ratio: 12.13
• Dividend Yield: 1.80%
• Price Target: N/A
• Consensus Rating: Hold

Greene County Bancorp Stock Analysis - MarketRank™

Greene County Bancorp scored higher than 52% of companies evaluated by MarketBeat, and ranked 814th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Greene County Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Greene County Bancorp is 12.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.24.

Price to Earnings Ratio vs. Sector

The P/E ratio of Greene County Bancorp is 12.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.16.

Price to Book Value per Share Ratio

Greene County Bancorp has a P/B Ratio of 1.83. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.60% of the float of Greene County Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Greene County Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Greene County Bancorp has recently increased by 21.93%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Greene County Bancorp pays a meaningful dividend of 1.78%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Greene County Bancorp has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Greene County Bancorp is 21.86%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.60% of the float of Greene County Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Greene County Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Greene County Bancorp has recently increased by 21.93%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.07

News Sentiment

Greene County Bancorp has a news sentiment score of 1.07. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Greene County Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Greene County Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

59.20% of the stock of Greene County Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 13.39% of the stock of Greene County Bancorp is held by institutions.

GCBC Stock Analysis - Frequently Asked Questions

How have GCBC shares performed this year?

Greene County Bancorp's stock was trading at $27.72 at the start of the year. Since then, GCBC stock has decreased by 19.9% and is now trading at $22.19.

How were Greene County Bancorp's earnings last quarter?

Greene County Bancorp, Inc. (NASDAQ:GCBC) announced its earnings results on Tuesday, October, 21st. The real estate investment trust reported $0.52 earnings per share for the quarter. Greene County Bancorp had a trailing twelve-month return on equity of 13.80% and a net margin of 23.42%.

When did Greene County Bancorp's stock split?

Shares of Greene County Bancorp split on the morning of Tuesday, March 7th 2023.The 2-1 split was announced on Tuesday, March 7th 2023. The newly created shares were distributed to shareholders after the closing bell on Tuesday, March 7th 2023. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Who are Greene County Bancorp's major shareholders?

Greene County Bancorp's top institutional investors include CWM LLC (0.01%). Insiders that own company stock include Donald E Gibson, Michelle M Plummer, Jay P Cahalan, Tejraj S Hada and Nick Barzee.
View institutional ownership trends.

How do I buy shares of Greene County Bancorp?

Shares of GCBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Greene County Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Greene County Bancorp investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Tesla (TSLA), Home Depot (HD), JPMorgan Chase & Co. (JPM) and Netflix (NFLX).

Company Calendar

• Record date for 8/29 Dividend: 8/15/2025
• Ex-Dividend for 8/29 Dividend: 8/15/2025
• Dividend Payable: 8/29/2025
• Today: 10/21/2025
• Last Earnings: 10/21/2025
• Next Earnings (Estimated): 10/28/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NASDAQ:GCBC
• CIK: 1070524
• Web: www.thebankofgreenecounty.com
• Phone: (518) 943-2600
• Fax: 518-943-4431
• Employees: 210
• Year Founded: 1889

Profitability

• EPS (Trailing Twelve Months): $1.83
• Trailing P/E Ratio: 12.13
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $31.14 million
• Net Margins: 23.42%
• Pretax Margin: 26.08%
• Return on Equity: 13.80%
• Return on Assets: 1.05%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $75.35 million
• Price / Sales: 5.01
• Cash Flow: $1.58 per share
• Price / Cash Flow: 14.02
• Book Value: $12.10 per share
• Price / Book: 1.83

Miscellaneous

• Outstanding Shares: 17,030,000
• Free Float: N/A
• Market Cap: $377.90 million
• Optionable: Not Optionable
• Beta: 0.45