Grupo Aval Acciones y Valores S.A. (NYSE: AVAL) is a leading Colombian financial holding company that offers a comprehensive range of banking and financial services across Latin America. Established in 1994 and controlled by the Sarmiento Gutiérrez family, the company serves as the principal vehicle through which its parent, Grupo Aval, manages its diversified financial interests. Headquartered in Bogotá, the group is dedicated to delivering integrated financial solutions to retail, commercial and corporate clients, leveraging a strong legacy of local expertise and regional reach.
At the core of Grupo Aval’s operations are its flagship banking subsidiaries—Banco de Bogotá, Banco de Occidente, Banco Popular and Banco AV Villas—which provide deposit accounts, consumer and commercial loans, mortgages, credit cards, leasing and foreign exchange services. Through these institutions, the group maintains an extensive branch and ATM network, digital channels and specialized service centers, enabling it to support the day-to-day banking needs of millions of individual and institutional customers throughout Colombia.
Beyond traditional banking, Grupo Aval’s financial ecosystem includes Corficolombiana, its corporate finance and investment banking arm specializing in advisory services, structured finance, capital markets and asset management. The group also operates in the pension fund and insurance sectors via its Porvenir and Seguros de Vida businesses, offering retirement planning, pension management and life insurance solutions. These complementary lines of business allow the holding company to deliver end-to-end financial planning and risk management services under a unified brand.
With a growing presence in Central America—including operations in Panama, El Salvador, Honduras, Costa Rica and Guatemala—Grupo Aval continues to expand its footprint beyond Colombia. The company’s leadership team, chaired by Luis Carlos Sarmiento Gutiérrez and overseen by CEO Everth Bustamante, remains focused on digital transformation, operational efficiency and sustainable growth. By investing in technology platforms and strategic partnerships, the group aims to strengthen its competitive position and deliver long-term value to customers and shareholders across the region.
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