Oak Valley Bancorp (OVLY) Stock Price, News & Analysis

Company Overview

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company provides online and mobile banking, remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, note collection services, and automated teller machines. The company was incorporated in 1990 and is headquartered in Oakdale, California.

Key Stats

• Today's Range: $25.00 to $25.33
• 50-Day Range: $25.33 to $29.61
• 52-Week Range: $23.00 to $32.24
• Volume: 1,525 shs
• Average Volume: 17,156 shs
• Market Capitalization: $211.06 million
• P/E Ratio: 8.36
• Dividend Yield: 2.38%
• Price Target: N/A
• Consensus Rating: N/A

Oak Valley Bancorp Stock Analysis - MarketRank™

Oak Valley Bancorp scored higher than 74% of companies evaluated by MarketBeat, and ranked 377th out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Oak Valley Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oak Valley Bancorp is 8.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.82.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oak Valley Bancorp is 8.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.14.

Price to Book Value per Share Ratio

Oak Valley Bancorp has a P/B Ratio of 1.27. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.39% of the float of Oak Valley Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Oak Valley Bancorp has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oak Valley Bancorp has recently decreased by 27.82%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Oak Valley Bancorp pays a meaningful dividend of 2.37%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Oak Valley Bancorp has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Oak Valley Bancorp is 19.87%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.39% of the float of Oak Valley Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Oak Valley Bancorp has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oak Valley Bancorp has recently decreased by 27.82%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.02

News Sentiment

Oak Valley Bancorp has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Oak Valley Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Oak Valley Bancorp insiders have bought 2,398.07% more of their company's stock than they have sold. Specifically, they have bought $256,577.00 in company stock and sold $10,271.00 in company stock.

Percentage Held by Insiders

19.26% of the stock of Oak Valley Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 30.86% of the stock of Oak Valley Bancorp is held by institutions.

OVLY Stock Analysis - Frequently Asked Questions

How have OVLY shares performed this year?

Oak Valley Bancorp's stock was trading at $29.25 at the beginning of the year. Since then, OVLY stock has decreased by 13.3% and is now trading at $25.35.
View the best growth stocks for 2025 here.

How were Oak Valley Bancorp's earnings last quarter?

Oak Valley Bancorp (NASDAQ:OVLY) released its quarterly earnings results on Friday, January, 24th. The financial services provider reported $0.73 earnings per share for the quarter. Oak Valley Bancorp had a net margin of 28.03% and a trailing twelve-month return on equity of 14.28%.

Who are Oak Valley Bancorp's major shareholders?

Top institutional shareholders of Oak Valley Bancorp include M3F Inc. (1.45%), Bridgeway Capital Management LLC (1.33%), Dimensional Fund Advisors LP (1.30%) and Valmark Advisers Inc. (0.71%). Insiders that own company stock include Christopher M Courtney, James L Gilbert, Ronald C Martin, H Randolph Holder Jr, Daniel J Leonard, Don Barton, Lynn Dickerson, Gary Strong and Allison Lafferty.
View institutional ownership trends.

How do I buy shares of Oak Valley Bancorp?

Shares of OVLY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Oak Valley Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Oak Valley Bancorp investors own include JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Visa (V) and Home Depot (HD).

Company Calendar

• Last Earnings: 1/24/2025
• Ex-Dividend for 2/14 Dividend: 2/03/2025
• Dividend Payable: 2/14/2025
• Today: 3/10/2025
• Next Earnings (Estimated): 4/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OVLY
• CIK: 1431567
• Web: www.ovcb.com
• Phone: (209) 848-2265
• Fax: 209-844-7542
• Employees: 200
• Year Founded: 1990

Profitability

• EPS (Most Recent Fiscal Year): $3.02
• Trailing P/E Ratio: 8.39
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $24.95 million
• Net Margins: 28.03%
• Pretax Margin: 36.44%
• Return on Equity: 14.28%
• Return on Assets: 1.35%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.76
• Quick Ratio: 0.76

Sales & Book Value

• Annual Sales: $76.59 million
• Price / Sales: 2.77
• Cash Flow: $3.70 per share
• Price / Cash Flow: 6.86
• Book Value: $20.03 per share
• Price / Book: 1.27

Miscellaneous

• Outstanding Shares: 8,359,000
• Free Float: 6,749,000
• Market Cap: $211.90 million
• Optionable: Not Optionable
• Beta: 0.28