NASDAQ:HBT HBT Financial (HBT) Stock Price, News & Analysis $22.42 +0.10 (+0.45%) Closing price 04:00 PM EasternExtended Trading$22.38 -0.04 (-0.18%) As of 06:34 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About HBT Financial Stock (NASDAQ:HBT) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get HBT Financial alerts:Sign Up Key Stats Today's Range$22.05▼$22.5150-Day Range$22.32▼$25.5552-Week Range$18.00▼$26.25Volume24,225 shsAverage Volume31,531 shsMarket Capitalization$707.55 millionP/E Ratio9.92Dividend Yield3.75%Price Target$24.75Consensus RatingHold Company OverviewHBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities in Central and Northeastern Illinois, and Eastern Iowa. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, and farmland sales and services; commercial checking accounts; and treasury management services, as well as originates and sells residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.Read More… Remove Ads HBT Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks73rd Percentile Overall ScoreHBT MarketRank™: HBT Financial scored higher than 73% of companies evaluated by MarketBeat, and ranked 418th out of 955 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.1 / 5Analyst RatingHold Consensus RatingHBT Financial has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on 2 buy ratings, 3 hold ratings, and 1 sell rating.Amount of Analyst CoverageHBT Financial has only been the subject of 2 research reports in the past 90 days.Read more about HBT Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth2.14% Earnings GrowthEarnings for HBT Financial are expected to grow by 2.14% in the coming year, from $2.34 to $2.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of HBT Financial is 9.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.55.Price to Earnings Ratio vs. SectorThe P/E ratio of HBT Financial is 9.92, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.74.Price to Book Value per Share RatioHBT Financial has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about HBT Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.66% of the float of HBT Financial has been sold short.Short Interest Ratio / Days to CoverHBT Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in HBT Financial has recently increased by 15.10%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipHBT Financial is a leading dividend payer. It pays a dividend yield of 3.66%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthHBT Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of HBT Financial is 37.17%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, HBT Financial will have a dividend payout ratio of 35.15% next year. This indicates that HBT Financial will be able to sustain or increase its dividend.Read more about HBT Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.66% of the float of HBT Financial has been sold short.Short Interest Ratio / Days to CoverHBT Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in HBT Financial has recently increased by 15.10%, indicating that investor sentiment is decreasing significantly. News and Social Media2.4 / 5News Sentiment0.39 News SentimentHBT Financial has a news sentiment score of 0.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.91 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for HBT Financial this week, compared to 2 articles on an average week.Search Interest2 people have searched for HBT on MarketBeat in the last 30 days. Company Ownership4.2 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, HBT Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $969,500.00 in company stock.Percentage Held by Insiders59.80% of the stock of HBT Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions78.55% of the stock of HBT Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about HBT Financial's insider trading history. Receive HBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for HBT Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address HBT Stock News HeadlinesHBT Financial, Inc. (NASDAQ:HBT) Given Consensus Rating of "Hold" by BrokeragesApril 1 at 3:23 AM | americanbankingnews.comHBT Financial initiated with a Market Perform at Hovde GroupMarch 28, 2025 | markets.businessinsider.comCrypto Genius: 12,000% in 12 months? [Here’s how]We are entering the final Trump Bump of our lives. But the biggest returns will not be in the stock market.April 2, 2025 | Paradigm Press (Ad)Hovde Group Begins Coverage on HBT Financial (NASDAQ:HBT)March 28, 2025 | americanbankingnews.comHBT Financial (NASDAQ:HBT) shareholders have earned a 21% CAGR over the last five yearsMarch 19, 2025 | finance.yahoo.comWith 60% ownership in HBT Financial, Inc. (NASDAQ:HBT), insiders continue to have the largest holding even though they have sold shares recentlyFebruary 20, 2025 | finance.yahoo.comHBT financial executive chairman Fred L. Drake sells $322,746 in stockFebruary 14, 2025 | msn.comHBT financial executive chairman Fred Drake sells $125,100 in stockFebruary 13, 2025 | msn.comSee More Headlines HBT Stock Analysis - Frequently Asked Questions How have HBT shares performed this year? HBT Financial's stock was trading at $21.90 at the beginning of 2025. Since then, HBT shares have increased by 2.4% and is now trading at $22.42. View the best growth stocks for 2025 here. How were HBT Financial's earnings last quarter? HBT Financial, Inc. (NASDAQ:HBT) issued its quarterly earnings data on Wednesday, January, 22nd. The company reported $0.62 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.58 by $0.04. HBT Financial had a net margin of 24.99% and a trailing twelve-month return on equity of 14.57%. Is HBT Financial doing a stock buyback? HBT Financial's board authorized a stock repurchase program on Wednesday, December 18th 2024, which permits the company to repurchase $15,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 2.1% of its stock through open market purchases. Stock buyback programs are typically an indication that the company's board of directors believes its stock is undervalued. When did HBT Financial IPO? HBT Financial (HBT) raised $149 million in an initial public offering (IPO) on Friday, October 11th 2019. The company issued 8,300,000 shares at a price of $17.00-$19.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and J.P. Morgan acted as the underwriters for the IPO and RAYMOND JAMES, Sandler O'Neill + Partners and D.A. Davidson & Co. were co-managers. How do I buy shares of HBT Financial? Shares of HBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of HBT Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that HBT Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META), Home Depot (HD) and Visa (V). Company Calendar Last Earnings1/22/2025Record date for 2/11 Dividend2/04/2025Ex-Dividend for 2/11 Dividend2/04/2025Dividend Payable2/11/2025Today4/02/2025Next Earnings (Estimated)4/28/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:HBT CIK775215 Webwww.hbtbank.com Phone888-897-2276FaxN/AEmployees730Year FoundedN/APrice Target and Rating Average Stock Price Target$24.75 High Stock Price Target$27.00 Low Stock Price Target$23.00 Potential Upside/Downside+12.5%Consensus RatingHold Rating Score (0-4)2.17 Research Coverage6 Analysts Profitability EPS (Most Recent Fiscal Year)$2.26 Trailing P/E Ratio9.74 Forward P/E Ratio9.40 P/E GrowthN/ANet Income$71.78 million Net Margins24.99% Pretax Margin33.44% Return on Equity14.57% Return on Assets1.50% Debt Debt-to-Equity Ratio0.20 Current Ratio0.82 Quick Ratio0.82 Sales & Book Value Annual Sales$222.37 million Price / Sales3.12 Cash Flow$2.47 per share Price / Cash Flow8.92 Book Value$15.44 per share Price / Book1.43Miscellaneous Outstanding Shares31,559,000Free Float12,687,000Market Cap$694.46 million OptionableOptionable Beta0.81 Reduce the RiskMarket downturns give many investors pause, and for good reason. 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