Southern California Bancorp (BCAL) Stock Price, News & Analysis

Company Overview

Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.

Key Stats

• Today's Range: $14.52 to $14.80
• 50-Day Range: $13.82 to $14.98
• 52-Week Range: $12.30 to $18.00
• Volume: 150,002 shs
• Average Volume: 62,147 shs
• Market Capitalization: $271.20 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $19.00
• Consensus Rating: Moderate Buy

Southern California Bancorp Stock Analysis - MarketRank™

Southern California Bancorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 311th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Southern California Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Southern California Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 72.82%

Earnings Growth

Earnings for Southern California Bancorp are expected to grow by 72.82% in the coming year, from $1.03 to $1.78 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Southern California Bancorp is -182.75, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Southern California Bancorp is -182.75, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Southern California Bancorp has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.88% of the float of Southern California Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Southern California Bancorp has a short interest ratio ("days to cover") of 6.1.

Change versus previous month

Short interest in Southern California Bancorp has recently increased by 5.27%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Southern California Bancorp does not currently pay a dividend.

Dividend Growth

Southern California Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.88% of the float of Southern California Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Southern California Bancorp has a short interest ratio ("days to cover") of 6.1.

Change versus previous month

Short interest in Southern California Bancorp has recently increased by 5.27%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.99

News Sentiment

Southern California Bancorp has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.55 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Southern California Bancorp this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added Southern California Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Southern California Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $143,700.00 in company stock.

Percentage Held by Insiders

19.64% of the stock of Southern California Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

55.40% of the stock of Southern California Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BCAL Stock Analysis - Frequently Asked Questions

How have BCAL shares performed this year?

Southern California Bancorp's stock was trading at $17.35 on January 1st, 2024. Since then, BCAL shares have decreased by 15.7% and is now trading at $14.62.
View the best growth stocks for 2024 here.

How were Southern California Bancorp's earnings last quarter?

Southern California Bancorp (NASDAQ:BCAL) announced its earnings results on Monday, August, 12th. The company reported $0.03 EPS for the quarter. The business had revenue of $22.18 million for the quarter. Southern California Bancorp had a negative net margin of 4.51% and a positive trailing twelve-month return on equity of 6.72%.

Who are Southern California Bancorp's major shareholders?

Top institutional shareholders of Southern California Bancorp include Keystone Wealth Services LLC (0.23%) and SG Americas Securities LLC (0.04%).
View institutional ownership trends.

How do I buy shares of Southern California Bancorp?

Shares of BCAL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Southern California Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Southern California Bancorp investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 8/12/2024
• Today: 11/01/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 3/21/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: N/A
• Current Symbol: NASDAQ:BCAL
• CUSIP: N/A
• CIK: 1795815
• Web: www.banksocal.com
• Phone: (858) 847-4780
• Fax: N/A
• Employees: 204
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $19.00
• High Stock Price Target: $19.00
• Low Stock Price Target: $19.00
• Potential Upside/Downside: +30.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): ($0.08)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 14.19
• P/E Growth: N/A
• Net Income: $25.91 million
• Net Margins: -4.51%
• Pretax Margin: 17.80%
• Return on Equity: 6.72%
• Return on Assets: 0.85%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $126.90 million
• Price / Sales: 2.14
• Cash Flow: $1.44 per share
• Price / Cash Flow: 10.18
• Book Value: $15.73 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 18,550,000
• Free Float: 14,904,000
• Market Cap: $271.20 million
• Optionable: Not Optionable
• Beta: 0.74