Bank7 (BSVN) Stock Price, News & Analysis

Company Overview

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.

Key Stats

• Today's Range: $42.76 to $44.33
• 50-Day Range: $42.18 to $48.38
• 52-Week Range: $26.07 to $50.26
• Volume: 14,946 shs
• Average Volume: 24,360 shs
• Market Capitalization: $407.04 million
• P/E Ratio: 9.00
• Dividend Yield: 2.20%
• Price Target: $53.50
• Consensus Rating: Buy

Bank7 Stock Analysis - MarketRank™

Bank7 scored higher than 70% of companies evaluated by MarketBeat, and ranked 438th out of 960 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Bank7 has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Bank7 has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.50%

Earnings Growth

Earnings for Bank7 are expected to grow by 2.50% in the coming year, from $4.00 to $4.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank7 is 9.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.14.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank7 is 9.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.32.

Price to Book Value per Share Ratio

Bank7 has a P/B Ratio of 2.35. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.40% of the float of Bank7 has been sold short.

Short Interest Ratio / Days to Cover

Bank7 has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank7 has recently increased by 8.50%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Bank7 pays a meaningful dividend of 2.18%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bank7 does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bank7 is 19.83%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bank7 will have a dividend payout ratio of 23.41% next year. This indicates that Bank7 will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.40% of the float of Bank7 has been sold short.

Short Interest Ratio / Days to Cover

Bank7 has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank7 has recently increased by 8.50%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.94

News Sentiment

Bank7 has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Bank7 this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank7 insiders have not sold or bought any company stock.

Percentage Held by Insiders

44.01% of the stock of Bank7 is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 23.48% of the stock of Bank7 is held by institutions.

BSVN Stock Analysis - Frequently Asked Questions

How have BSVN shares performed this year?

Bank7's stock was trading at $46.66 at the beginning of the year. Since then, BSVN shares have decreased by 6.6% and is now trading at $43.58.
View the best growth stocks for 2025 here.

How were Bank7's earnings last quarter?

Bank7 Corp. (NASDAQ:BSVN) issued its quarterly earnings data on Thursday, January, 16th. The company reported $1.16 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.05 by $0.11. Bank7 had a trailing twelve-month return on equity of 23.83% and a net margin of 32.00%.

When did Bank7 IPO?

Bank7 (BSVN) raised $64 million in an initial public offering (IPO) on Thursday, September 20th 2018. The company issued 3,300,000 shares at a price of $18.00-$21.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and Stephens acted as the underwriters for the IPO and Sandler O’Neill + Partners was co-manager.

Who are Bank7's major shareholders?

Bank7's top institutional shareholders include Empowered Funds LLC (0.31%), Inspire Investing LLC (0.21%) and R Squared Ltd (0.01%). Insiders that own company stock include Thomas L Travis, Jason E Estes, Andrew J Levinson, John T Phillips, Henry Litchfield, Lisa K Haines and Edward Patrick Gray.
View institutional ownership trends.

How do I buy shares of Bank7?

Shares of BSVN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank7 own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank7 investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Advanced Micro Devices (AMD).

Company Calendar

• Ex-Dividend for 1/8 Dividend: 12/20/2024
• Dividend Payable: 1/08/2025
• Last Earnings: 1/16/2025
• Today: 1/31/2025
• Next Earnings (Estimated): 4/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BSVN
• CUSIP: N/A
• CIK: 1746129
• Web: www.bank7.com
• Phone: (405) 810-8600
• Fax: N/A
• Employees: 120
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $53.50
• High Stock Price Target: $55.00
• Low Stock Price Target: $52.00
• Potential Upside/Downside: +22.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $4.84
• Trailing P/E Ratio: 9.00
• Forward P/E Ratio: 10.90
• P/E Growth: N/A
• Net Income: $45.70 million
• Net Margins: 32.00%
• Pretax Margin: 32.06%
• Return on Equity: 23.83%
• Return on Assets: 2.64%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $142.79 million
• Price / Sales: 2.85
• Cash Flow: $3.24 per share
• Price / Cash Flow: 13.47
• Book Value: $18.54 per share
• Price / Book: 2.35

Miscellaneous

• Outstanding Shares: 9,340,000
• Free Float: 5,231,000
• Market Cap: $407.04 million
• Optionable: Not Optionable
• Beta: 1.47